313 S Ben St, Plano, IL 60545 Property Records

Kendall County property record for 313 S Ben St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,320 sqft · built 1941
Lot Size	0.126 acres (5,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Nov 2017)
Tax Bill	$4,265 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-27-132-003`

Property Details

APN / Parcel Number

Primary APN	`01-27-132-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1955
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,482 sqft (0.126 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 S BEN ST
City	PLANO
State	IL
Zip	60545-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LTS 5 & 6 BLK 70 HENNINGS SECOND ADDITION CITY OF PLANO
Legal Subdivision	HENNINGS SECOND ADDITION
Legal Block	70
Legal Lot Number	5,6
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2058
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 S BEN ST, PLANO, IL 60545-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Oct 7, 2009 · Amount on Record
Deed Document Number	201718251
Prior Transfer Date	Oct 20, 2017
Prior Transfer Doc	0000018251
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 16, 2017
Property Address	313 S BEN ST, PLANO, IL 60545-1802
Document Number	0000018251
Instrument Date	Oct 20, 2017
Instrument	201700018251
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	AMERICAN TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 S BEN ST, PLANO, IL 60545-1802

Mortgage

Document Number	0000018252
Date	Nov 16, 2017
Instrument	201700018252

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,227 (+34.69%) Land $9,317 Building $53,910	$189,681 (+34.69%) Land $27,951 Building $161,730
2024	$4,265.00
2022		$46,941 Land $6,917 Building $40,024	$140,823 Land $20,751 Building $120,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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