313 S 455 E, Smithfield, UT 84335 Property Records

Cache County property record for 313 S 455 E, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,574 sqft · built 1993
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$264,300 (Jul 2019)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-152-0001`

Property Details

APN / Parcel Number

Primary APN	`08-152-0001`

Interior

Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	313 S 455 E
City	SMITHFIELD
State	UT
Zip	84335-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ASPEN ESTATES PHASE I CONT 0.37 AC
Legal Subdivision	ASPEN ESTATES PHASE I
Legal Lot Number	1
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2012
Census Tract	202

Owner

313 S 455 E is owned and occupied by two individuals who bought it in July 2019.

Source: Cache County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 19, 2019	Intrafamily Transfer, Transfer AMERICAN SECURE TITLE LOGAN
Jul 19, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20191223184
Deed Book / Page	2083 / 779
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	2083/0867
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Recording Date	Jun 9, 2026
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Document Number	0001398633
Book / Page	2549 / 73
Instrument Date	Jun 4, 2026
Instrument	20261398633
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S 455 E, SMITHFIELD, UT 84335-1328

Mortgage

Document Number	0001398633,
Date	Jun 9, 2026
Book Page	2549/73
Instrument	20261398633

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002525/362
Date	Jan 23, 2026
Book Page	2525/362
Instrument	1390405

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2267/1317
Date	Jul 7, 2021
Book Page	2267/1317
Instrument	1292138

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jul 19, 2019
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Document Number	2083/0867
Book / Page	2083 / 0867
Instrument Date	Jul 18, 2019
Instrument	1223196
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	AMERICAN SECURE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S 455 E, SMITHFIELD, UT 84335-1328

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jul 19, 2019
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Document Number	2083/0779
Book / Page	2083 / 0779
Instrument Date	Jul 9, 2019
Instrument	1223184
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTH AMERICAN TITLE UT BOUNTIFUL, NORTH AMER TTL UT BOUNTIFUL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 S 455 E, SMITHFIELD, UT 84335-1328

Mortgage

Document Number	1223186
Date	Jul 19, 2019
Instrument	1223186

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jun 22, 2018
Property Address	313 S 455 E, SMITHFIELD, UT 84335-1328
Document Number	2025/0765
Book / Page	2025 / 0765
Instrument Date	Jun 18, 2018
Instrument	1198251
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTH AMERICAN TITLE-BOUNTIFUL, NORTH AMERICAN TITLE BOUNTIF

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 S 455 E, SMITHFIELD, UT 84335-1328

Mortgage

Document Number	1198252
Date	Jun 22, 2018
Instrument	1198252

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 313 S 455 E was $1,945.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00	$260,405	$473,461 Land $153,100 Building $320,361
2023	$2,420.00	$287,480	$522,693 Land $75,000 Building $447,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 S 455 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 S 455 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Rise Broadband.

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