Hopkins County property record for 313 Rutter Ave, Earlington, KY 42410
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $427 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M-25-1-16 |
| Primary APN | M-25-1-16 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,872 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 40827 |
|---|---|
| Street Address | 313 RUTTER AVE |
| City | EARLINGTON |
| State | KY |
| Zip | 42410-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:8 CITY/MUNI/TWP:EARLINGTON |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 970900 |
Source: Hopkins County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 313 RUTTER AVE, EARLINGTON, KY 42410-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2013 |
| Transfer Doc | 000716/312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 313 RUTTER AVE, EARLINGTON, KY 42410-1317 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001256/296 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 1256/296 |
| Instrument | 2019012134 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | EARLINGTON, KY 42410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 4, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Earlington City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427.00 (-2.73%) Homeowner's exemption | $92,200 (+2.44%) | $92,200 (+2.44%) |
| 2023 | $439.00 Homeowner's exemption | $90,000 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EARLINGTON WATER & SEWER serves 1,708 people · EPA ID KY0540108 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Watch TV.
5G (outdoors only) and 4G LTE
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