313 Rte 145, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 313 Rte 145, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,709 sqft · built 1970
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Sep 2003)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`192400 83.04-1-5`

Property Details

APN / Parcel Number

Primary APN	`192400 83.04-1-5`
Alternative APNs	`240008300400010050000000` `622-8715`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	79,715 sqft (1.83 acres)

Exterior Amenities

Porch	Slab
Porch Area	193 sqft
Patio Area	367 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	622-8715
Street Address	313 ROUTE 145
City	CAIRO
State	NY
Zip	12413-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2012
Census Tract	80502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Cairo Town records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	313 ROUTE 145, CAIRO, NY 12413-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2003 · Amount on Record
Deed Sale	Sep 18, 2003 · Amount on Record
Deed Book / Page	1088 / 247
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Recording Date	Aug 4, 2026
Property Address	313 ROUTE 145, CAIRO, NY 12413-2420
Document Number	0000001772
Instrument Date	Jul 17, 2026
Instrument	20261772
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ROUTE 145, CAIRO, NY 12413-2420

Mortgage

Document Number	0000001772,
Date	Aug 4, 2026
Instrument	20261772

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00	$95,000 (-) Land $18,100 Building $76,900	$271,400 (+16.27%) Land $51,709 Building $219,691
2023		$95,000 Land $18,100 Building $76,900	$233,415 Land $44,472 Building $188,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1999–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2020 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25
Starlink Satellite	280 / 30