313 Rose St, Rhinelander, WI 54501 Property Records

Oneida County property record for 313 Rose St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.064 acres (2,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2023)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RH 671`

Property Details

APN / Parcel Number

Primary APN	`RH 671`

Exterior

Lot Area	2,788 sqft (0.064 acres)

Location & Zoning

Street Address	313 ROSE ST
City	RHINELANDER
State	WI
Zip	54501-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 848870/829358 S.H. ALBAN'S ADD PT LOT 1 BLK 8.(E 50')
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	S H ALBANS ADD
Legal Block	8
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4011
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6067 HARMONY HILL DR, RHINELANDER, WI 54501-8913
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2021	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC
Oct 30, 2017	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	2023848870
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	313 ROSE ST, RHINELANDER, WI 54501-2356
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6067 HARMONY HILL DR, RHINELANDER, WI 54501-8913

Mortgage

Document Number	0000867685
Date	Dec 19, 2025
Instrument	867685

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jan 1, 2038

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 15, 2023
Property Address	313 ROSE ST, RHINELANDER, WI 54501-2356
Document Number	0000848870
Instrument Date	Dec 14, 2023
Instrument	848870
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6067 HARMONY HILL DR, RHINELANDER, WI 54501-8913

Mortgage

Document Number	0000848871
Date	Dec 15, 2023
Instrument	848871

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	313 ROSE ST, RHINELANDER, WI 54501-2356
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000844100
Date	Jun 27, 2023
Instrument	844100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 29, 2021
Property Address	313 ROSE ST, RHINELANDER, WI 54501-2356
Document Number	0000829358
Instrument Date	Dec 29, 2021
Instrument	829358
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ROSE ST, RHINELANDER, WI 54501-2356

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 30, 2017
Property Address	313 ROSE ST, RHINELANDER, WI 54501-2356
Document Number	0000776974
Instrument Date	Oct 27, 2017
Instrument	776974
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776975
Date	Oct 30, 2017
Instrument	776975

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000776976
Date	Oct 30, 2017
Instrument	776976

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+16.72%)	$75,800 (-) Land $3,800 Building $72,000	$128,546 Land $6,444 Building $122,102
2023	$1,788.00 (+8.1%)	$75,800 (-) Land $3,800 Building $72,000
2022	$1,654.00	$75,800 Land $3,800 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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