313 Rocky Meadow Dr, Gilbert, SC 29054 Property Records

Lexington County property record for 313 Rocky Meadow Dr, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,062 sqft · built 2021
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Aug 2019)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004005-01-042`

Property Details

APN / Parcel Number

Primary APN	`004005-01-042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,062 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 ROCKY MEADOW DR
City	GILBERT
State	SC
Zip	29054-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	ROCKY MEADOW PH 3 LOT 24
Legal Subdivision	ROCKY MEADOW SUBDIVISION
Legal Lot Number	24
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1010
Census Tract	21310

Owner

313 Rocky Meadow Dr is owned and occupied by an individual who bought it in August 2019.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	313 ROCKY MEADOW DR, GILBERT, SC 29054-8455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
May 5, 2020	Deed of Trust, Construction Loan · Construction Mortgage SOUTHERN FIRST BK NA
Aug 26, 2019	Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Deed Document Number	201937942
Deed Book / Page	20831 / 5160
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	313 ROCKY MEADOW DR, GILBERT, SC 29054-8455
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2104102818
Date	Jan 11, 2023
Book Page	21041/2818
Instrument	2023001103

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	22925

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	312 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	313 ROCKY MEADOW DR, GILBERT, SC 29054-8455
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091902126
Date	Jan 29, 2021
Book Page	20919/2126
Instrument	2021004866

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 5, 2020
Property Address	313 ROCKY MEADOW DR, GILBERT, SC 29054-8455
Document Number	2086904009
Book / Page	020869 / 004009
Instrument Date	May 4, 2020
Instrument	18320
Transaction Type	Construction Loan
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SANDY POINT RD LEXINGTON SC 290729225, LEXINGTON, SC 29072-9225

Mortgage

Document Number	2086904009
Date	May 5, 2020
Book Page	020869/004009
Instrument	18320

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 4, 2027

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 26, 2019
Property Address	313 ROCKY MEADOW DR, GILBERT, SC 29054-8455
Document Number	2083105160
Book / Page	20831 / 5160
Map Reference	MB 10600 PG 248
Instrument Date	Aug 23, 2019
Instrument	2019037942
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 WATER CREST DR, LEXINGTON, SC 29072-3951

Mortgage

Document Number	2019037943
Date	Aug 26, 2019
Instrument	2019037943

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Oct 23, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 313 Rocky Meadow Dr was $2,515, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (+9.16%)
2024	$2,304.00 (+4.44%)	$15,426 (-) Land $2,880 Building $12,546	$385,661 (-) Land $72,000 Building $313,661
2023	$2,206.00	$15,426 Land $2,880 Building $12,546	$385,661 Land $72,000 Building $313,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Rocky Meadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Rocky Meadow Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: CarolinaConnect Cooperative, Spectrum.

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