Lancaster County property record for 313 Rock St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,217 sqft · built 1965 |
| Lot Size | 0.238 acres (10,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jun 2021) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068O-0R-008.00 |
| Primary APN | 0068O-0R-008.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,817 sqft |
| Flooring | Wood |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,363 sqft (0.238 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 9766 |
|---|---|
| Street Address | 313 ROCK ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 100X116X87X116 |
| Legal Subdivision | PLAT OF PROPERTY OF BETTY ANN CULP |
| Legal Block | B |
| Legal Lot Number | B |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10700 |
313 Rock St is owned by an individual who bought it in June 2021.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 SW 96TH AVE, PEMBROKE PINES, FL 33025-3672 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Jun 9, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Deed Document Number | 202111918 |
| Deed Book / Page | 1442 / 212 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 0000011918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 313 ROCK ST, LANCASTER, SC 29720-2797 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015404 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 4833/292 |
| Instrument | 2022015404 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 165 Months |
| Due | Jun 5, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 313 ROCK ST, LANCASTER, SC 29720-2797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012709 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 4437/324 |
| Instrument | 2021012709 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 5, 2036 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 9, 2021 |
| Property Address | 313 ROCK ST, LANCASTER, SC 29720-2797 |
| Document Number | 0000011918 |
| Book / Page | 1442 / 212 |
| Map Reference | PL 16184 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021011918 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 SW 96TH AVE, PEMBROKE PINES, FL 33025-3672 |
| Document Number | 0000011919 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021011919 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 5, 2036 |
The 2025 property tax bill for 313 Rock St was $2,067, up 12.8% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 (+12.83%) | $4,823 Land $328 Building $4,495 | $136,700 Land $9,300 Building $127,400 |
| 2024 | $1,832.00 (-1.87%) | ||
| 2023 | $1,867.00 | $4,194 Land $558 Building $3,636 | $69,900 Land $9,300 Building $60,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Rock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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