Berks County property record for 313 Rivervale Rd, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,261 sqft · built 1972 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,500 (Aug 2018) |
| Tax Bill | $1,788 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5309-09-17-0062 |
| Primary APN | 5309-09-17-0062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Basement Area | 624 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Pool Area | 448 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 66128881 |
|---|---|
| Street Address | 313 RIVERVALE RD |
| City | READING |
| State | PA |
| Zip | 19605-3291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12702 |
Source: Berks County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO |
| Aug 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO |
| May 27, 2026 | Deed, Transfer · Conventional Mortgage UNIVEST BANK AND TRUST COMPANY |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC |
| Aug 8, 2018 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on Record |
| Deed Sale | Aug 8, 2018 · Amount on Record |
| Prior Sale | Apr 20, 1998 · Amount on Record |
| Deed Document Number | 201826975 |
| Last Transfer Date | May 21, 2026 |
| Transfer Doc | 0000016541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | GDV ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000033641 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023033641 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUDERTON, PA 18964 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | KEYSTONE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000025701 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 2024025701 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 14 N MAIN ST, SOUDERTON, PA 18964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 27, 2026 |
| Property Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000016541 |
| Instrument Date | May 21, 2026 |
| Instrument | 202616541 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | KEYSTONE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000016542, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202616542 |
| Name | UNIVEST BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000036832 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019036832 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 8, 2018 |
| Property Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000026975 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 2018026975 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTARCT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 RIVERVALE RD, READING, PA 19605-3291 |
| Document Number | 0000026976 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 2018026976 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,788.00 (+17.4%) Homeowner's exemption | $119,100 (+9.77%) Land $34,400 Building $84,700 | $34,400 (-68.29%) Land $34,400 |
| 2024 | $1,523.00 | $108,500 Land $34,400 Building $74,100 | |
| 1994 | $108,500 Land $34,400 Building $74,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2021) |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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