313 Rivervale Rd, Reading, PA 19605 Property Records

Berks County property record for 313 Rivervale Rd, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,261 sqft · built 1972
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$232,500 (Aug 2018)
Tax Bill$1,788 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN5309-09-17-0062

Property Details

APN / Parcel Number

Primary APN5309-09-17-0062
Alternative APNs
  • 66-5309-09-17-0062
  • 66128881
  • 128881

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft
Basement Area624 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
View / LotNeighborhood
Garage TypeAttached
Pool Area448 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number66128881
Street Address313 RIVERVALE RD
CityREADING
StatePA
Zip19605-3291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block17
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1003
Census Tract12702

Owner

Source: Berks County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 RIVERVALE RD, READING, PA 19605-3291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
Aug 28, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNIVEST BANK & TRUST CO
May 27, 2026Deed, Transfer · Conventional Mortgage
UNIVEST BANK AND TRUST COMPANY
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE AMERICA INC
Aug 8, 2018Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2018 · Amount on Record
Deed SaleAug 8, 2018 · Amount on Record
Prior SaleApr 20, 1998 · Amount on Record
Deed Document Number201826975
Last Transfer DateMay 21, 2026
Transfer Doc0000016541
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address313 RIVERVALE RD, READING, PA 19605-3291
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyGDV ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 RIVERVALE RD, READING, PA 19605-3291

Mortgage

Document Number0000033641
DateNov 14, 2023
Instrument2023033641
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 4, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address313 RIVERVALE RD, READING, PA 19605-3291
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyKEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 RIVERVALE RD, READING, PA 19605-3291

Mortgage

Document Number0000025701
DateAug 28, 2024
Instrument2024025701
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Address14 N MAIN ST, SOUDERTON, PA 18964
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2054

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMay 27, 2026
Property Address313 RIVERVALE RD, READING, PA 19605-3291
Document Number0000016541
Instrument DateMay 21, 2026
Instrument202616541
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyKEYSTONE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 RIVERVALE RD, READING, PA 19605-3291

Mortgage

Document Number0000016542,
DateMay 27, 2026
Instrument202616542
Lender
NameUNIVEST BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address313 RIVERVALE RD, READING, PA 19605-3291
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036832
DateOct 24, 2019
Instrument2019036832
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
AddressWHITEHALL, PA 18052
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2044

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 8, 2018
Property Address313 RIVERVALE RD, READING, PA 19605-3291
Document Number0000026975
Instrument DateJul 25, 2018
Instrument2018026975
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyEDGE ABSTARCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 RIVERVALE RD, READING, PA 19605-3291

Mortgage

Document Number0000026976
DateAug 8, 2018
Instrument2018026976
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,788.00 (+17.4%) Homeowner's exemption$119,100 (+9.77%) Land $34,400 Building $84,700$34,400 (-68.29%) Land $34,400
2024$1,523.00$108,500 Land $34,400 Building $74,100
1994$108,500 Land $34,400 Building $74,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2006–2021)
Most Recent ClaimSep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Rivervale Rd

Nearby Streets

Search Property Records by Address or Parcel Number