313 Rivers Edge, Richmond, KY 40475 Property Records

Madison County property record for 313 Rivers Edge, Richmond, KY 40475

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$305,930 (May 2019)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025-0005-0050`

Property Details

APN / Parcel Number

Primary APN	`0025-0005-0050`
Alternative APNs	`134310` `97112` `64257`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	64257
Street Address	313 RIVERS EDGE
City	RICHMOND
State	KY
Zip	40475-7956
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	RIVER RUN LOT 50 PH 3
Legal Subdivision	RIVER RUN
Legal Phase	3
Legal Block	3
Legal Lot Number	50
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3003
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 RIVERS EDGE, RICHMOND, KY 40475-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 13, 2019	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	2013992345
Deed Book / Page	D00773 / 350
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	313 RIVERS EDGE, RICHMOND, KY 40475-7956
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01937/475
Date	May 8, 2020
Book Page	M01937/475
Instrument	2014011628

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 13, 2019
Property Address	313 RIVERS EDGE, RICHMOND, KY 40475-7956
Document Number	D00773/350
Book / Page	D00773 / 350
Map Reference	CAB 21 SL 135
Instrument Date	May 8, 2019
Instrument	2013992345
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SAWGRASS CT, 600, RICHMOND, KY 40475-8980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 RIVERS EDGE, RICHMOND, KY 40475-7956

Mortgage

Document Number	2013992346
Date	May 13, 2019
Instrument	2013992346

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (-2.8%) Additional exemption filed	$305,930 (-)	$305,930 (-)
2023	$2,967.00 Additional exemption filed	$305,930	$305,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivers Edge

Nearby Streets

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