313 Queen St, Wilmington, NC 28401 Property Records

New Hanover County property record for 313 Queen St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,591 sqft · built 2024
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (May 2025)
Tax Bill	$562 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05409-014-011-000`

Property Details

APN / Parcel Number

Primary APN	`R05409-014-011-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,591 sqft Living Area
1st Floor Area	825 sqft
Basement Area	1,063 sqft
Finished Basement	1,063 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cottage
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	96 ft deep x 33 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	418 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	313 QUEEN ST
City	WILMINGTON
State	NC
Zip	28401-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3,RESIDE
Legal Description	PT LOTS 5-6 BLK 75 WILM
Legal Subdivision	0225 DAWSON-CASTLE STREET
Legal Block	75
Legal Lot Number	5-6
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2025
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 Queen St is owned by two individuals who bought it in May 2025.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2118 WINTER ST, CHARLOTTE, NC 28205-3657
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	May 31, 2023 · Amount on File
Deed Document Number	202511777
Deed Book / Page	6774 / 202
Prior Transfer Date	Apr 4, 1990
Prior Transfer Doc	9904000490
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 9, 2025
Property Address	313 QUEEN ST, WILMINGTON, NC 28401-5147
Document Number	00677400202
Book / Page	6774 / 202
Map Reference	MB 320 PG 29
Instrument Date	May 5, 2025
Instrument	2025011777
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 AIRLIE RD, WILMINGTON, NC 28403-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 WINTER ST, CHARLOTTE, NC 28205-3657

Mortgage

Document Number	2025011778
Date	May 9, 2025
Instrument	2025011778

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,500 (-) Land $138,400 Building $380,100	$518,500 (-) Land $138,400 Building $380,100
2025		$518,500 Land $138,400 Building $380,100	$518,500 Land $138,400 Building $380,100
2024	$562.00 (+2.93%)
2023	$546.00 (-20.64%) Senior Citizen's exemption	$64,700 Land $64,700	$64,700 Land $64,700
2022	$688.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 Queen St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Queen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20