Winnebago County property record for 313 Prospect Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1900 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2026) |
| Tax Bill | $2,697 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07510000 |
| Primary APN | 10-07510000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Heating System | HVAC |
|---|
| Account Number | 910-07510000 |
|---|---|
| Street Address | 313 PROSPECT AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | W 40 FT OF E 142 FT OF LOT 3 BLK 85 P V WRIGHTS ADDN |
| Legal Subdivision | PHILIP V WRIGHTS SUBDIVISION |
| Legal Block | 85 |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 502 |
313 Prospect Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Winnebago County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 PROSPECT AVE, OSHKOSH, WI 54901-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Mar 22, 2019 · Amount on File |
| Deed Document Number | 20261975955 |
| Prior Transfer Date | Apr 18, 2018 |
| Prior Transfer Doc | 0001764974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Sep 25, 2026 |
| Property Address | 313 PROSPECT AVE, OSHKOSH, WI 54901-3728 |
| Document Number | 0001975955 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261975955 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $48,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 313 PROSPECT AVE, OSHKOSH, WI 54901-3728 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 313 PROSPECT AVE, OSHKOSH, WI 54901-3728 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001957260 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 1957260 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 313 Prospect Ave was $2,697, down 3.6% from the year before.
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (-3.61%) | $162,100 Land $13,600 Building $148,500 | |
| 2024 | $2,798.00 (+16.05%) | ||
| 2023 | $2,411.00 (-0.5%) Homeowner's exemption | $92,800 (-) Land $8,500 Building $84,300 | $134,098 Land $12,283 Building $121,815 |
| 2022 | $2,423.00 Homeowner's exemption | $92,800 Land $8,500 Building $84,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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