313 Prism Ln, McKinney, TX 75072 Property Records

Collin County property record for 313 Prism Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,922 sqft · built 1998
Owner	Individual Name on Record
Tax Bill	$11,123 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3423-00C-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-3423-00C-0030-1`
Alternative APN	`2038894`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
Gross Area	3,476 sqft
2nd Floor Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	159 sqft

Location & Zoning

Account Number	2038894
Street Address	313 PRISM LN
City	MCKINNEY
State	TX
Zip	75072-5867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CRIMSON RIDGE (CMC), BLK C, LOT 3
Legal Subdivision	CRIMSON RIDGE (CMC)
Legal Block	C
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1010
Census Tract	30525

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	313 PRISM LN, MCKINNEY, TX 75072-5867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021
Deed Sale	Oct 14, 2021
Prior Sale	Apr 6, 2015
Deed Document Number	20211014002103410
Record Updated	Jun 8, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 14, 2021
Property Address	313 PRISM LN, MCKINNEY, TX 75072-5867
Document Number	0002103410
Map Reference	VOL J PG 329-331
Instrument Date	Oct 8, 2021
Instrument	20211014002103410
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 PRISM LN, MCKINNEY, TX 75072-5867

Mortgage

Document Number	0002103420
Date	Oct 14, 2021
Instrument	20211014002103420

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	313 PRISM LN, MCKINNEY, TX 75072-5867
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396870
Date	Mar 1, 2021
Instrument	20210301000396870

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	313 PRISM LN, MCKINNEY, TX 75072-5867
Document Number	0000235650
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 PRISM LN MCKINNEY TX 750725867, MCKINNEY, TX 75072-5867

Mortgage

Document Number	0000235650
Date	Feb 19, 2020
Instrument	235650

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$574,280 (-6.59%) Land $140,000 Building $434,280	$574,280 (-6.59%) Land $140,000 Building $434,280
2024	$11,123.00 (+10.61%)
2023		$614,783 Land $140,000 Building $474,783	$614,783 Land $140,000 Building $474,783
2022	$10,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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