313 Prairie View Dr, Gilbert, IA 50105 Property Records

Story County property record for 313 Prairie View Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,801 sqft · built 2008
Lot Size	0.218 acres (9,491 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Mar 2024)
Tax Bill	$6,336 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-262-090`

Property Details

APN / Parcel Number

Primary APN	`05-09-262-090`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,801 sqft Living Area
1st Floor Area	797 sqft
Basement Area	797 sqft
Finished Basement	685 sqft
Unfinished Basement	112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,491 sqft (0.218 acres)
Lot Dimensions	105 ft deep x 90.4 ft wide
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 PRAIRIE VIEW DR
City	GILBERT
State	IA
Zip	50105-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE NORTH 7TH ADD LOT:3 GILBERT
Legal Subdivision	VILLAGE NORTH 7TH ADD
Legal Lot Number	3
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	103

Owner

313 Prairie View Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Mar 4, 2024	Intrafamily Transfer, Transfer
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Jun 6, 2014 · Amount on File
Deed Document Number	20241232
Last Transfer Date	Feb 10, 2025
Transfer Doc	0202500957
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004699
Date	May 11, 2020
Instrument	2020-04699

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	288 Months
Due	Sep 1, 2044

Interest

Rate Type	Fixed Rate

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Mar 4, 2024
Property Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027
Document Number	0202401235
Instrument Date	Mar 1, 2024
Instrument	2024-01235
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 4, 2024
Property Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027
Document Number	0202401232
Instrument Date	Feb 26, 2024
Instrument	2024-01232
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 PRAIRIE VIEW DR, GILBERT, IA 50105-1027

Mortgage

Document Number	0202401234
Date	Mar 4, 2024
Instrument	2024-01234

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 313 Prairie View Dr was $6,336 with a homeowner's exemption, down 0.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,336.00 (-0.88%) Homeowner's exemption	$374,000 Land $77,800 Building $296,200	$374,000 Land $77,800 Building $296,200
2024	$6,392.00
2023		$373,100 Land $67,800 Building $305,300	$373,100 Land $67,800 Building $305,300
2022	$6,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Prairie View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Prairie View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

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