313 Post Oak Cir, West Chicago, IL 60185 Property Records

DuPage County property record for 313 Post Oak Cir, West Chicago, IL 60185

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 3,272 sqft · built 2005
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$457,000 (Aug 2005)
Tax Bill$12,865 (2025)
Deeds & MortgagesAug 2017 Mortgage
May 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-33-200-043

Property Details

APN / Parcel Number

Primary APN01-33-200-043

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,272 sqft Living Area
Gross Area4,804 sqft
Basement Area1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address313 POST OAK CIR
CityWEST CHICAGO
StateIL
Zip60185-5902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPRESTONFIELD UNIT 3 ALL
Legal SubdivisionPRESTONFIELD UNIT 3
Legal Lot Number200
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2000
Census Tract841312

Owner

313 Post Oak Cir is owned and occupied by two individuals who bought it in August 2005.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC
Dec 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC
Sep 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOAN CABIN INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2005 · Amount on File
Deed SaleAug 29, 2005 · Amount on File
Deed Document Number2005187930
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086609
DateAug 23, 2017
InstrumentR2017-086609
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate4.37%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045337
DateMay 23, 2018
InstrumentR2018-045337
Lender
NameLOAN CABIN INC
TypeNon-Lending Institution
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJun 1, 2043
Interest
Rate TypeFixed Rate
Rate5%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117146
DateDec 21, 2018
InstrumentR2018-117146
Lender
NameLOAN CABIN INC
TypeNon-Lending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate
Rate5.37%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076339
DateSep 3, 2019
InstrumentR2019-076339
Lender
NameLOAN CABIN INC
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate
Rate5%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022887
DateMar 6, 2020
InstrumentR2020-022887
Lender
NameLOAN CABIN INC
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate
Rate4.5%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address313 POST OAK CIR, WEST CHICAGO, IL 60185-5902
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000139430
DateNov 19, 2020
InstrumentR2020-139430
Lender
NameLOAN CABIN INC
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueOct 1, 2035
Interest
Rate TypeFixed Rate
Rate1.99%

Tax Assessment & Valuation

The 2025 property tax bill for 313 Post Oak Cir was $12,865 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionWayne Township
MunicipalityWest Chicago City
Secondary School DistrictCommunity High School District 94 (09 - 12)
Elementary School DistrictWest Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,865.00$169,673 Land $37,105 Building $132,568$509,019 Land $111,315 Building $397,704
2022$11,062.00 Homeowner's exemption Senior Citizen's exemption$128,610 Land $28,780 Building $99,830$385,830 Land $86,340 Building $299,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Post Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 Post Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CHICAGO
serves 25,166 people · EPA ID IL0430900
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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