313 Poplin Ln, Troy, TX 76579 Property Records

Bell County property record for 313 Poplin Ln, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,877 sqft · built 2021
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Feb 2022)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0681644629`

Property Details

APN / Parcel Number

Primary APN	`0681644629`
Alternative APN	`505351`

Interior

Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 POPLIN LN
City	TROY
State	TX
Zip	76579-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK PHASE II, BLOCK 001, LOT 0035
Legal Subdivision	COTTONWOOD CREEK PHASE II
Legal Block	1
Legal Lot Number	35
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1008
Census Tract	20101

Owner

Source: Bell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 POPLIN LN, TROY, TX 76579-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Feb 16, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	202210024
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	313 POPLIN LN, TROY, TX 76579-3929
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 POPLIN LN, TROY, TX 76579-3929

Mortgage

Document Number	0000007187
Date	Feb 21, 2024
Instrument	2024007187

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

February 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 16, 2022
Property Address	313 POPLIN LN, TROY, TX 76579-3929
Document Number	0000010024
Map Reference	PL 6596
Instrument Date	Feb 8, 2022
Instrument	2022010024
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 8, 2023
Title Company	DHI TITLE OF CENTRAL TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 POPLIN LN, TROY, TX 76579-3929

Mortgage

Document Number	0000010025
Date	Feb 16, 2022
Instrument	2022010025

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0000010026
Date	Feb 16, 2022
Instrument	2022010026

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 15, 2025

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (-29.38%)	$278,395 (+3.98%)	$284,456 (+6.24%) Land $45,000 Building $239,456
2023	$2,835.00 (-30.48%) Homeowner's exemption Disabled Person's exemption	$267,740 Land $45,000 Building $222,740	$267,740 Land $45,000 Building $222,740
2022	$4,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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