313 Pearl St, Cleburne, TX 76031 Property Records

Johnson County property record for 313 Pearl St, Cleburne, TX 76031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 2021
Lot Size	0.18 acres (7,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,900 (Jan 2022)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126-2097-01060`

Property Details

APN / Parcel Number

Primary APN	`126-2097-01060`
Alternative APN	`R000107213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,370 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,850 sqft (0.18 acres)

Location & Zoning

Account Number	R000107213
Street Address	313 PEARL ST
City	CLEBURNE
State	TX
Zip	76031-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 1 MW LANDING PH1
Legal Subdivision	MW LANDING PH1
Legal Block	1
Legal Lot Number	6
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	1
Census Block	1022
Census Tract	130900

Owner

Source: Johnson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 PEARL ST, CLEBURNE, TX 76031-5818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 3, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	2022178
Prior Transfer Date	Dec 30, 2021
Prior Transfer Doc	0000000178
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Recording Date	Jun 24, 2026
Property Address	313 PEARL ST, CLEBURNE, TX 76031-5818
Document Number	0000019280
Instrument Date	May 13, 2026
Instrument	202619280
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 PEARL ST, CLEBURNE, TX 76031-5818
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019280,
Date	Jun 24, 2026
Instrument	202619280

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	313 PEARL ST, CLEBURNE, TX 76031-5818
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 PEARL ST, CLEBURNE, TX 76031-5818

Mortgage

Document Number	0000031815
Date	Nov 14, 2023
Instrument	2023-31815

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2052

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Jan 3, 2022
Property Address	313 PEARL ST, CLEBURNE, TX 76031-5818
Document Number	0000000178
Map Reference	VOL 2020 PG 246
Instrument Date	Dec 30, 2021
Instrument	2022-00178
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 E LAMAR BLVD STE 275, 1701, ARLINGTON, TX 76006-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ROCK DOVE, JOSHUA, TX 76058-4218

Mortgage

Document Number	0000000179
Date	Jan 3, 2022
Instrument	2022-00179

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 Homeowner's exemption	$261,592 (+16.18%) Land $43,000 Building $218,592	$261,592 (+16.18%) Land $43,000 Building $218,592
2023		$225,160 Land $43,000 Building $182,160	$225,160 Land $43,000 Building $182,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 74% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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