Dorchester County property record for 313 Pacific Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,038 sqft · built 2007 |
| Lot Size | 0.23 acres (10,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Aug 2016) |
| Tax Bill | $5,682 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-219709 |
| Primary APN | 07-219709 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,004 sqft (0.23 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 219709 |
|---|---|
| Street Address | 313 PACIFIC AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21-10,004 SQ.FT. N/S PACIFIC AVE CAMBRIDGE |
| Legal Subdivision | OCEAN ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970600 |
313 Pacific Ave is owned and occupied by two individuals who bought it in August 2016.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 PACIFIC AVE, CAMBRIDGE, MD 21613-3050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Prior Sale | Nov 20, 2006 · Amount on File |
| Deed Book / Page | 1347 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 313 PACIFIC AVE, CAMBRIDGE, MD 21613-3050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0016260330 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 1626/330 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 313 Pacific Ave was $5,682 with a homeowner's exemption, up 4.4% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,682.00 (+4.35%) Homeowner's exemption | $359,567 | $383,300 Land $16,600 Building $366,700 |
| 2025 | $5,445.00 Homeowner's exemption | ||
| 2023 | $4,836.00 Homeowner's exemption | $293,833 | $347,700 Land $16,600 Building $331,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Pacific Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Pacific Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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