313 Oneil Ln, Lexington, SC 29072 Property Records

Lexington County property record for 313 Oneil Ln, Lexington, SC 29072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,174 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Dec 2025)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004200-03-245`

Property Details

APN / Parcel Number

Primary APN	`004200-03-245`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,174 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 ONEIL LN
City	LEXINGTON
State	SC
Zip	29072-7294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	KELLERS POND PH III LOT 37
Legal Subdivision	KELLERS POND SUBDIVISION PHASE 3
Legal Lot Number	37
Jurisdiction	LEXINGTON SC
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1000
Census Tract	21045

Owner

313 Oneil Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 ONEIL LN, LEXINGTON, SC 29072-7294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Dec 18, 2025	Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	202549426
Deed Book / Page	21196 / 5584
Prior Transfer Date	Aug 16, 2024
Prior Transfer Doc	2112104265
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	313 ONEIL LN, LEXINGTON, SC 29072-7294
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ONEIL LN, LEXINGTON, SC 29072-7294

Mortgage

Document Number	2117702864
Date	Aug 25, 2025
Book Page	21177/2864
Instrument	2025032510

Lender

Name	AMERIS BANK
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2040

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Dec 18, 2025
Property Address	313 ONEIL LN, LEXINGTON, SC 29072-7294
Document Number	2119605584
Book / Page	21196 / 5584
Map Reference	SL 826
Instrument Date	Dec 18, 2025
Instrument	2025049426
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,047.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 ONEIL LN, LEXINGTON, SC 29072-7294

Mortgage

Document Number	2025049427
Date	Dec 18, 2025
Instrument	2025049427

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	313 ONEIL LN, LEXINGTON, SC 29072-7294
Document Number	1894400318
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ONEIL LN LEXINGTON SC 290727294, LEXINGTON, SC 29072-7294

Mortgage

Document Number	1894400318
Date	Jan 17, 2017
Book Page	018944/000318
Instrument	2269

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Nov 14, 2017
Property Address	313 ONEIL LN, LEXINGTON, SC 29072-7294
Document Number	1962400053
Book / Page	019624 / 000053
Instrument Date	Jan 6, 2016
Instrument	54049
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 ONEIL LN LEXINGTON SC 290727294, LEXINGTON, SC 29072-7294

Tax Assessment & Valuation

The 2025 property tax bill for 313 Oneil Ln was $1,631, up 9.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (+9.17%)	$10,007 (-) Land $1,600 Building $8,407
2024	$1,494.00 (+4.4%)	$10,007 (-) Land $1,600 Building $8,407	$250,180 (-) Land $40,000 Building $210,180
2023	$1,431.00	$10,007 Land $1,600 Building $8,407	$250,180 Land $40,000 Building $210,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Oneil Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Oneil Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

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