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313 Oleander Ave, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 313 Oleander Ave, Mexico Beach, FL 32456

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 966 sqft · built 2020
Lot Size0.171 acres (7,492 sqft)
OwnerOwner Name on File
Last Sale$102,000 (May 2001)
Tax Bill$585 (2025)
Deeds & MortgagesMay 2020 Loan Modification
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04256-000-000

Property Details

APN / Parcel Number

Primary APN04256-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area966 sqft Heated Area
Gross Area1,263 sqft
1st Floor Area720 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide
Deck Area240 sqft
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address313 OLEANDER AVE
CityMEXICO BEACH
StateFL
Zip32456-0318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB02
Legal DescriptionMEXICO BEACH UNIT #1 LOT 14 BLK 3 ORB 2032 P 2229
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal Block3
Legal Lot Number14
Legal Unit1
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1109
Census Tract600

Owner

The current owner of 313 Oleander Ave bought it in May 2001.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address313 OLEANDER AVE, MEXICO BEACH, FL 32456-0318
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Loan Modification, Mortgage
CAPITAL CTY BK
Jun 1, 2019Deed of Trust, Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2001 · Amount on File
Deed SaleMay 24, 2001 · Amount on File
Prior SaleMay 25, 2000 · Amount on File
Deed Document Number2001-026826
Deed Book / Page2032 / 2229
Record UpdatedJun 8, 2026

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address313 OLEANDER AVE, MEXICO BEACH, FL 32456
Document Number0042641133
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 JOYCE DR TALLAHASSEE FL 323032248, TALLAHASSEE, FL 32303-2248

Mortgage

Document Number0042641133
DateJun 19, 2020
Book Page004264/001133
Instrument40002
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
AmountAmount on Record
Term180 Months
DueJun 18, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address313 OLEANDER AVE, MEXICO BEACH, FL 32456
Document Number0041341007
Instrument DateJun 1, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 JOYCE DR TALLAHASSEE FL 323032248, TALLAHASSEE, FL 32303-2248

Mortgage

Document Number0041341007
DateJun 14, 2019
Book Page004134/001007
Instrument55791
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount on Record
Term360 Months
DueJun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 313 Oleander Ave was $585 with a homeowner's exemption, up 2.8% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$585.00 (+2.81%) Homeowner's exemption$78,307 (+2.9%)$339,532 (+0.87%) Land $215,000 Building $124,532
2024$569.00 (+9%) Homeowner's exemption$76,100 (+13.5%)$336,610 (+5.99%) Land $230,000 Building $106,610
2023$522.00 (+4.61%) Homeowner's exemption$67,047 (+3%)$317,578 (+33.91%) Land $233,750 Building $83,828
2022$499.00 Homeowner's exemption$65,094$237,155 Land $163,250 Building $73,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Oleander Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Oleander Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

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