313 Old Williams Rd, Wingate, NC 28174 Property Records

Union County property record for 313 Old Williams Rd, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 2,093 sqft · built 1922
Lot Size	0.821 acres (35,763 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jan 2022)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-052-038A`

Property Details

APN / Parcel Number

Primary APN	`09-052-038A`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	1,561 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,763 sqft (0.821 acres)
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft

Exterior Amenities

Porch	Slab
Porch Area	486 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 OLD WILLIAMS RD
City	WINGATE
State	NC
Zip	28174-6720
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#2 BIVENS OPCG569
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1025
Census Tract	20701

Owner

313 Old Williams Rd, a rural home, is owned and occupied by an individual who bought it in January 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	313 OLD WILLIAMS RD, WINGATE, NC 28174-6720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Apr 12, 2021	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	20223301
Deed Book / Page	8383 / 462
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 27, 2022
Property Address	313 OLD WILLIAMS RD, WINGATE, NC 28174-6720
Document Number	0008383462
Book / Page	8383 / 462
Map Reference	CAB G FILE 569
Instrument Date	Jan 27, 2022
Instrument	3301
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 MATTHEWS INDIAN TRAIL RD, 4001, MATTHEWS, NC 28104-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OLD WILLIAMS RD, WINGATE, NC 28174-6720

Mortgage

Document Number	0000003302
Date	Jan 27, 2022
Instrument	3302

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2021
Property Address	313 OLD WILLIAMS RD, WINGATE, NC 28174-6720
Document Number	0008060743
Book / Page	8060 / 743
Map Reference	CAB G FILE 569
Instrument Date	Apr 8, 2021
Instrument	17071
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 BAXTER STREET #312312, 721, CHARLOTTE, NC 28202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 MATTHEWS INDIAN TRAIL RD, MATTHEWS, NC 28104-4917

Tax Assessment & Valuation

The 2025 property tax bill for 313 Old Williams Rd was $2,784.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,300 (-) Land $64,900 Building $303,400	$368,300 (-) Land $64,900 Building $303,400
2025	$2,784.00	$368,300 Land $64,900 Building $303,400	$368,300 Land $64,900 Building $303,400
2023	$2,006.00	$201,700 Land $20,400 Building $181,300	$201,700 Land $20,400 Building $181,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 Old Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Old Williams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

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