Johnston County property record for 313 Oak St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,804 sqft · built 1969 |
| Lot Size | 0.362 acres (15,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,112 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000201129 |
| Primary APN | 2000201129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 2,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,750 sqft (0.362 acres) |
| Lot Dimensions | 210 ft deep x 75 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000201129 |
|---|---|
| Street Address | 313 OAK ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 11 AND PART LOT 12 PINE ACRES 10/27 |
| Legal Subdivision | PINE ACRES SUBDIVISION |
| Legal Lot Number | 11-12 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40700 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 24, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 2, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 15, 2018 | Deed of Trust, Mortgage · VA Mortgage MONEY SOURCE (NY) INC |
| May 31, 2017 | Quit Claim Deed, Transfer · Conventional with PMI FIRST DIRECT LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 25, 2017 |
| Transfer Doc | 0000531884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000827593 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 6343/841 |
| Instrument | 2022827593 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | ARMOUR SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0000756485 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5970/315 |
| Instrument | 2021756485 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ARMOUR SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0000676563 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 5688/496 |
| Instrument | 2020676563 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Document Number | 0000582238 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Address | 313 OAK ST SMITHFIELD NC 275775024, SMITHFIELD, NC 27577-5024 |
| Document Number | 0000582238 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 005204/000520 |
| Instrument | 582238 |
| Name | MONEY SOURCE (NY) INC |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | May 31, 2017 |
| Property Address | 313 OAK ST, SMITHFIELD, NC 27577-5024 |
| Document Number | 0000531884 |
| Book / Page | 004966 / 000788 |
| Instrument Date | May 25, 2017 |
| Instrument | 531884 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | LENDER TITLE SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 OAK ST SMITHFIELD NC 275775024, SMITHFIELD, NC 27577-5024 |
| Document Number | 531885 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 004966/000791 |
| Instrument | 531885 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,112.00 (+42.43%) | $324,240 (+86.96%) Land $38,250 Building $285,990 | $324,240 (+86.96%) Land $38,250 Building $285,990 |
| 2023 | $2,185.00 | $173,430 Land $24,230 Building $149,200 | $173,430 Land $24,230 Building $149,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1999–2016) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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