313 Oak Rd, Seaford, DE 19973 Property Records

Sussex County property record for 313 Oak Rd, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1963
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$113,900 (Feb 2017)
Tax Bill	$785 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`531-13.09-17.00`

Property Details

APN / Parcel Number

Primary APN	`531-13.09-17.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	250 sqft
Finished Basement	250 sqft
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	313 OAK RD
City	SEAFORD
State	DE
Zip	19973-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	WESTVIEW OAK RD LOT 27 SEC C W/IMP
Legal Subdivision	SEAFORD
Legal Lot Number	27
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2116
Census Tract	50405

Owner

313 Oak Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 OAK RD, SEAFORD, DE 19973-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 7, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Prior Sale	Jul 17, 1998
Deed Document Number	20174939
Deed Book / Page	4661 / 127
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Jul 31, 2026
Property Address	313 OAK RD, SEAFORD, DE 19973-2029
Document Number	0000029354
Book / Page	24220 / 140
Instrument Date	Jul 18, 2026
Instrument	202629354
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 OAK RD, SEAFORD, DE 19973-2029

Mortgage

Document Number	0000029354,
Date	Jul 31, 2026
Book Page	24220/140
Instrument	202629354

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 22, 2051

Interest

Rate	6.47%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	313 OAK RD, SEAFORD, DE 19973-2029
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0207140200
Date	Jan 14, 2022
Book Page	20714/200
Instrument	20220000002486

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	313 OAK RD, SEAFORD, DE 19973-2029
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195050047
Date	Mar 4, 2021
Book Page	19505/47
Instrument	20210000014375

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Apr 1, 2035

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 7, 2017
Property Address	313 OAK RD, SEAFORD, DE 19973-2029
Document Number	0046610127
Book / Page	4661 / 127
Instrument Date	Feb 1, 2017
Instrument	4939
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$1,708.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 TAMARLANE, 31, PORTLAND, ME 04103-4244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 OAK RD, SEAFORD, DE 19973-2029

Tax Assessment & Valuation

The 2026 property tax bill for 313 Oak Rd was $785, up 6.7% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$785.00 (+6.66%)	$9,950 (-) Land $1,450 Building $8,500	$208,200 (-) Land $36,300 Building $171,900
2025	$736.00	$9,950 Land $1,450 Building $8,500	$208,200 Land $36,300 Building $171,900
2023	$497.00	$9,950 Land $1,450 Building $8,500	$19,900 Land $2,900 Building $17,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 Oak Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEAFORD WATER DEPARTMENT serves 6,699 people · EPA ID DE0000246
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bloosurf.

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