313 NW E St, Richmond, IN 47374 Property Records

Wayne County property record for 313 NW E St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,858 sqft · built 2010
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (May 2023)
Tax Bill	$997 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-03869-00`

Property Details

APN / Parcel Number

Primary APN	`029-03869-00`
Alternative APNs	`89-16-32-310-503.000-030` `463231050300029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Basement Area	550 sqft
Unfinished Basement	550 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	153 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463231050300029
Street Address	313 NW E ST
City	RICHMOND
State	IN
Zip	47374-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 HAYNES
Legal Subdivision	HAYNES ADDITION
Legal Lot Number	18
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2002
Census Tract	500

Owner

313 NW E St is owned and occupied by two individuals who bought it in May 2023.

Source: Wayne County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 NW E ST, RICHMOND, IN 47374-2930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIANA HOUSING AND COMMUNITY DEVELOPMEN
May 1, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Jul 13, 2021
Deed Document Number	20233248
Transfer Doc	0004570811
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Sep 30, 2026
Property Address	313 NW E ST, RICHMOND, IN 47374-2930
Document Number	0000007312
Instrument Date	Aug 28, 2026
Instrument	20267312
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NW E ST, RICHMOND, IN 47374-2930

Mortgage

Document Number	0000007312,
Date	Sep 30, 2026
Instrument	20267312

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	313 NW E ST, RICHMOND, IN 47374-2930
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023009300
Date	Dec 6, 2023
Instrument	2023009300

Lender

Name	INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 1, 2023
Property Address	313 NW E ST, RICHMOND, IN 47374-2930
Document Number	2023003248
Instrument Date	Apr 28, 2023
Instrument	2023003248
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NW E ST, RICHMOND, IN 47374-2930

Mortgage

Document Number	2023003249
Date	May 1, 2023
Instrument	2023003249

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2048

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 13, 2021
Property Address	313 NW E ST, RICHMOND, IN 47374-2930
Document Number	2021006956
Instrument Date	Jul 13, 2021
Instrument	2021006956
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SW 15TH ST, RICHMOND, IN 47374-3904

Tax Assessment & Valuation

The 2025 property tax bill for 313 NW E St was $997, up 5.1% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (+5.06%)	$110,800 Land $10,500 Building $100,300	$110,800 Land $10,500 Building $100,300
2024	$949.00
2023		$35,100 (-0.85%) Land $7,800 Building $27,300	$35,100 (-0.85%) Land $7,800 Building $27,300
2022	$707.00 (+9.44%)	$35,400 Land $7,800 Building $27,600	$35,400 Land $7,800 Building $27,600
2021	$646.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 NW E St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 313 NW E St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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