313 NW Benjamin Dr, Ankeny, IA 50023 Property Records

Polk County property record for 313 NW Benjamin Dr, Ankeny, IA 50023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 2009
Lot Size	0.287 acres (12,534 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Mar 2020)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8024-17-478-005`

Property Details

APN / Parcel Number

Primary APN	`8024-17-478-005`
Alternative APN	`181/00226-277-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,395 sqft
Basement Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,534 sqft (0.287 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	145 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	313 NW BENJAMIN DR
City	ANKENY
State	IA
Zip	50023-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 CHERRY GLEN ESTATES PLAT 4
Legal Subdivision	CHERRY GLEN ESTATES
Legal Lot Number	44
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	1
Census Block	1079
Census Tract	10215

Owner

313 NW Benjamin Dr is owned and occupied by an individual who bought it in March 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANA SVGS BK
Mar 3, 2020	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Aug 10, 2009 · Amount on File
Deed Document Number	2019-00074298
Deed Book / Page	17721 / 366
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012441
Date	Feb 15, 2022
Book Page	18987/664
Instrument	2022-00012441

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030

Mortgage

Document Number	202100111039
Date	Oct 20, 2021
Book Page	18817/149
Instrument	2021-00111039

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030
Document Number	0000045726
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NW BENJAMIN DR ANKENY IA 500238030, ANKENY, IA 50023-8030

Mortgage

Document Number	0000045726
Date	Oct 22, 2020
Book Page	018143/000281
Instrument	45726

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 3, 2020
Property Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030
Document Number	201900074298
Book / Page	17721 / 366
Instrument Date	Feb 27, 2020
Instrument	2019-00074298
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 NW BENJAMIN DR, ANKENY, IA 50023-8030

Mortgage

Document Number	201900074301
Date	Mar 3, 2020
Instrument	2019-00074301

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,300 Land $97,600 Building $258,700	$356,300 Land $97,600 Building $258,700
2024	$5,520.00
2023		$327,500 Land $88,800 Building $238,700	$327,500 Land $88,800 Building $238,700
2020	$5,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 NW Benjamin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 NW Benjamin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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