313 NE 20th St, Ankeny, IA 50021 Property Records

Polk County property record for 313 NE 20th St, Ankeny, IA 50021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,652 sqft · built 2002
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Mar 2003)
Tax Bill	$7,994 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8024-12-378-001`

Property Details

APN / Parcel Number

Primary APN	`8024-12-378-001`
Alternative APN	`181/00220-115-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,605 sqft
1st Floor Area	1,316 sqft
Upper Floors Area	1,336 sqft
Basement Area	1,316 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	313 NE 20TH ST
City	ANKENY
State	IA
Zip	50021-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BRIARWOOD SOUTH PLAT 1
Legal Subdivision	BRIARWOOD SOUTH PLAT 1
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	CROCKER
Census Block Group	2
Census Block	2017
Census Tract	10216

Owner

313 NE 20th St is owned and occupied by two individuals who bought it in March 2003.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	313 NE 20TH ST, ANKENY, IA 50021-4648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 30, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2003 · Amount on File
Deed Sale	Mar 12, 2003 · Amount on File
Deed Document Number	2003-00102972
Deed Book / Page	9686 / 0893
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	313 NE 20TH ST, ANKENY, IA 50021-4648
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133688
Date	Dec 23, 2021
Book Page	18923/1
Instrument	2021-00133688

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	313 NE 20TH ST, ANKENY, IA 50021-4648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074638
Date	Mar 30, 2018
Book Page	16865/0380
Instrument	2017-00074638

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ankeny City
County	Polk County
Unified School District	Ankeny Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,700 Land $103,200 Building $406,500	$509,700 Land $103,200 Building $406,500
2024	$7,994.00
2023		$469,600 Land $93,000 Building $376,600	$469,600 Land $93,000 Building $376,600
2020	$7,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 NE 20th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 NE 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANKENY serves 76,207 people · EPA ID IA7709053
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

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