Shiawassee County property record for 313 N Oak St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,349 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Jan 2014) |
| Tax Bill | $1,302 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-391-000-013-00 |
| Primary APN | 050-391-000-013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,349 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 40.3 ft deep x 82.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 313 N OAK ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 46' OF LOT 9 & E 20 12' OF N 36 12' OF LOT 10 J H LAVEROCKS SUBIDV OUTLOT 5 OF ORIGINAL PLAT |
| Legal Subdivision | J H LAVEROCKS SUBIDV |
| Legal Lot Number | 9-10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 N OAK ST, OWOSSO, MI 48867-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2014 · Amount on Record |
| Deed Sale | Jan 14, 2014 · Amount on Record |
| Deed Document Number | 20143257786 |
| Deed Book / Page | 1194 / 696 |
| Prior Transfer Date | Aug 14, 2013 |
| Prior Transfer Doc | 0003253492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 6, 2026 |
| Property Address | 313 N OAK ST, OWOSSO, MI 48867-3037 |
| Document Number | 0003402980 |
| Book / Page | 1338 / 402 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263402980 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 N OAK ST, OWOSSO, MI 48867-3037 |
| Document Number | 0003402980, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 1338/402 |
| Instrument | 20263402980 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,800 (+12.76%) | $109,600 (+12.76%) | |
| 2025 | $1,302.00 (+4.83%) Homeowner's exemption | $48,600 (+9.21%) | $97,200 (+9.21%) |
| 2024 | $1,242.00 | ||
| 2023 | $1,242.00 Homeowner's exemption | $44,500 | $89,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 13 (1981–2004) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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