313 N Main St, Berlin, MD 21811 Property Records

Worcester County property record for 313 N Main St, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,772 sqft · built 1930
Lot Size	0.527 acres (22,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,000 (Dec 2018)
Tax Bill	$3,500 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-026027`

Property Details

APN / Parcel Number

Primary APN	`03-026027`
Alternative APN	`026027`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,772 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,967 sqft (0.527 acres)
Lot Depth	2 ft Depth

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	026027
Street Address	313 N MAIN ST
City	BERLIN
State	MD
Zip	21811-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	22,967 SQ FT E SIDE 313 N MAIN ST BERLIN
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1018
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 N MAIN ST, BERLIN, MD 21811-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Jan 13, 2020	Deed of Trust, Mortgage MR COOPER
Dec 19, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Book / Page	7340 / 22
Prior Transfer Date	May 3, 2017
Prior Transfer Doc	0069970067
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	313 N MAIN ST, BERLIN, MD 21811-1005
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071420172
Date	Dec 29, 2017
Book Page	7142/172
Instrument	7142-172

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Jun 21, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	313 N MAIN ST, BERLIN, MD 21811-1005
Document Number	0075870294
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 N MAIN ST BERLIN MD 218111005, BERLIN, MD 21811-1005

Mortgage

Document Number	0075870294
Date	Feb 3, 2020
Book Page	007587/000294

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2035

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 19, 2018
Property Address	313 N MAIN ST, BERLIN, MD 21811-1005
Document Number	0073400022
Book / Page	007340 / 000022
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$534.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	313 N MAIN ST BERLIN MD 218111005, BERLIN, MD 21811-1005

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WORCESTER MD
Recording Date	May 12, 2017
Property Address	313 N MAIN ST, BERLIN, MD 21811-1005
Document Number	0069970067
Book / Page	006997 / 000067
Instrument Date	Mar 3, 2017
Transaction Type	Foreclosure
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$82.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 SIREN LN BERLIN MD 218112793, BERLIN, MD 21811-2793

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,500.00 (+3.18%) Homeowner's exemption	$261,967 (+4.77%)	$273,900 (-) Land $107,000 Building $166,900
2025	$3,392.00 (+6.83%) Homeowner's exemption	$250,033 (+17.29%)	$273,900 (+15.04%) Land $107,000 Building $166,900
2023	$3,175.00 Homeowner's exemption	$213,167	$238,100 Land $107,000 Building $131,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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