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313 N Independence Ave, Independence, VA 24348 Property Records

Grayson County property record for 313 N Independence Ave, Independence, VA 24348

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,356 sqft · built 1954
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$150,505 (Aug 2025)
Tax Bill$380 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN73A1-A-111

Property Details

APN / Parcel Number

Primary APN73A1-A-111
Alternative APN
  • 12537

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area3,396 sqft
1st Floor Area2,339 sqft
Basement Area1,061 sqft
Unfinished Basement1,061 sqft
FlooringHardwood
Interior WallsWood

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1972
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
TerrainRolling
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12537
Street Address313 N INDEPENDENCE AVE
CityINDEPENDENCE
StateVA
Zip24348-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal Description.38 73A1-A-111
JurisdictionGRAYSON VA
Township / Civil DivisionELK CREEK
Census Block Group2
Census Block2054
Census Tract60201

Owner

Source: Grayson County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Warranty Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
SKYLINE NATIONAL BANK
Feb 3, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on Record
Deed SaleAug 4, 2025 · Amount on Record
Prior SaleNov 3, 2023 · Amount on Record
Deed Document Number20251449
Deed Book / Page709 / 509
Prior Transfer DateMay 21, 2025
Prior Transfer Doc0000000981
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON VA
Recording DateNov 3, 2023
Property Address313 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4501
Document Number000688/934
Book / Page688 / 934
Instrument DateOct 16, 2023
Instrument230002196
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4501

Mortgage

Document Number0230002197
DateNov 3, 2023
Instrument230002197
Lender
NameEMM LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON VA
Property Address313 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4501
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000676/725
DateOct 13, 2022
Book Page676/725
Instrument220002327
Lender
NameSKYLINE NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON VA
Recording DateFeb 3, 2022
Property Address313 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4501
Document Number000666/768
Book / Page666 / 768
Instrument DateJan 31, 2022
Instrument220000249
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 BRIDLE CREEK RD, INDEPENDENCE, VA 24348

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGrayson County
MunicipalityIndependence Town
Unified School DistrictGrayson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$380.00 (+7.34%)$65,600 (-) Land $11,000 Building $54,600$65,600 (-) Land $11,000 Building $54,600
2023$354.00$65,600 (-) Land $11,000 Building $54,600$65,600 (-) Land $11,000 Building $54,600
2022$65,600 Land $11,000 Building $54,600$65,600 Land $11,000 Building $54,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 75% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDEPENDENCE
serves 971 people · EPA ID VA1077335
Water SourcePurchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Lingo Networks
Fiber		1,000 / 1,000
GigaBeam Networks
Fixed Wireless		100 / 20

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