Iroquois County property record for 313 N Chestnut St, Onarga, IL 60955
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.296 acres (12,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Feb 2020) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23 19 177 005 |
| Primary APN | 23 19 177 005 |
|---|
| Lot Area | 12,909 sqft (0.296 acres) |
|---|
| Street Address | 313 N CHESTNUT ST |
|---|---|
| City | ONARGA |
| State | IL |
| Zip | 60955-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1 & 2 BLK 11 |
| Legal Block | 11 |
| Legal Lot Number | 1,2 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | ONARGA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950600 |
313 N Chestnut St is owned and occupied by two individuals who bought it in February 2020.
Source: Iroquois County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 N CHESTNUT ST, ONARGA, IL 60955-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on File |
| Deed Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 2020460 |
| Prior Transfer Date | Jun 23, 2015 |
| Prior Transfer Doc | 0000001974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Feb 14, 2020 |
| Property Address | 313 N CHESTNUT ST, ONARGA, IL 60955-1203 |
| Document Number | 20R0460 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 20R0460 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 S EVERGREEN ST, 204, ONARGA, IL 60955-1112 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 N CHESTNUT ST, ONARGA, IL 60955-1203 |
| Document Number | 20R0461 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 20R0461 |
| Name | FEDERATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 313 N Chestnut St was $1,484 with a homeowner's exemption.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Onarga Township |
| Municipality | Onarga Village |
| Unified School District | Iroquois West Community Unit School District 10 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 | $23,170 Land $3,720 Building $19,450 | $69,510 Land $11,160 Building $58,350 |
| 2022 | $1,035.00 Homeowner's exemption | $18,310 Land $2,940 Building $15,370 | $54,930 Land $8,820 Building $46,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 N Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 N Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONARGA serves 1,409 people · EPA ID IL0750700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Nextlink, T-Mobile, Watch TV.
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