Bell County property record for 313 N Cardinal Rd, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,896 sqft · built 2004 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,200 (Nov 2021) |
| Tax Bill | $2,406 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0394050000 |
| Primary APN | 0394050000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Canopy | 345 sqft |
| Sewer | Septic |
|---|
| Street Address | 313 N CARDINAL RD |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | HILLDELL ESTATES, BLOCK 006, LOT 41 |
| Legal Subdivision | HILLDELL ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 41 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20302 |
Source: Bell County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 601 TWIN OAKS DR, 1304, TEMPLE, TX 76504-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 202174743 |
| Prior Transfer Date | Nov 10, 2021 |
| Prior Transfer Doc | 0000074743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 15, 2021 |
| Property Address | 313 N CARDINAL RD, TEMPLE, TX 76502-5044 |
| Document Number | 0000074743 |
| Map Reference | CAB A SL 210-A |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021074743 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 N CARDINAL RD, TEMPLE, TX 76502-5044 |
| Document Number | 0000074744 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021074744 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,406.00 (-7.14%) | $179,018 (+0.6%) Land $20,000 Building $159,018 | $179,018 (+0.6%) Land $20,000 Building $159,018 |
| 2023 | $2,591.00 (-35.4%) Homeowner's exemption | $177,943 Land $20,000 Building $157,943 | $177,943 Land $20,000 Building $157,943 |
| 2022 | $4,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Nextlink.
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