313 N 78th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 313 N 78th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,070 sqft · built 1917
Lot Size	0.068 acres (2,989 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Feb 2025)
Tax Bill	$2,212 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3510-07330`

Property Details

APN / Parcel Number

Primary APN	`010-3510-07330`
Alternative APNs	`1077463` `1178931`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,070 sqft Gross Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	2,989 sqft (0.068 acres)
Garage Area	572 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	158 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1178931
Street Address	313 N 78TH AVE W
City	DULUTH
State	MN
Zip	55807-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:029 SERIAL #
Legal Subdivision	NORTONS FAIRMOUNT PARK DIVISION
Legal Block	29
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	3600

Owner

313 N 78th Ave W is owned by two individuals who bought it in February 2025.

Source: St. Louis County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5139 34TH AVE S, ORBISONIA, PA 17243
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Warranty Deed, Transfer · Conventional with PMI HANCOCK MTG PTRS
Mar 28, 2017	Grant Deed, Transfer · Line of Credit NORTHVIEW BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20251504944
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2019
Property Address	313 N 78TH AVE W, DULUTH, MN 55807-1718
Document Number	00A1363423
Instrument Date	Sep 12, 2019
Instrument	A1363423
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 78TH AVE W DULUTH MN 558071718, DULUTH, MN 55807-1718

Mortgage

Document Number	A1363424
Date	Sep 17, 2019
Instrument	A1363424

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 28, 2017
Property Address	313 N 78TH AVE W, DULUTH, MN 55807-1718
Document Number	00A1306443
Instrument Date	Mar 27, 2017
Instrument	A1306443
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	TITLE ONE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 78TH AVE W DULUTH MN 558071718, DULUTH, MN 55807-1718

Mortgage

Document Number	A1306444
Date	Mar 28, 2017
Instrument	A1306444

Lender

Name	NORTHVIEW BK
Type	Bank
Address	WILLOW RIVER, MN 55795

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 27, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 313 N 78th Ave W was $2,212, up 33.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,212.00 (+33.57%)
2025	$1,656.00 (-2.59%) Homeowner's exemption	$177,000 (+18.79%) Land $6,900 Building $170,100	$177,000 (+18.79%) Land $6,900 Building $170,100
2024	$1,700.00	$149,000 Land $6,400 Building $142,600	$149,000 Land $6,400 Building $142,600
2022		$157,900 Land $7,200 Building $150,700	$157,900 Land $7,200 Building $150,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 N 78th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 N 78th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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