313 N 6th St, Eldridge, IA 52748 Property Records

Scott County property record for 313 N 6th St, Eldridge, IA 52748

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,812 sqft · built 1978
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Trust Names on File
Last Sale	$239,000 (May 2026)
Tax Bill	$3,272 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`931056213`

Property Details

APN / Parcel Number

Primary APN	`931056213`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,812 sqft Total Area
Basement Area	1,812 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	32 sqft
Shed	1 Shed
Shed Area	150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	313 N 6TH ST
City	ELDRIDGE
State	IA
Zip	52748-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EWOLDT'S 5TH ADD LOT: 013 EWOLDT'S 5TH ADD
Legal Subdivision	EWOLDT'S 5TH ADD
Legal Lot Number	13
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1028
Census Tract	10201

Owner

313 N 6th St, a duplex, is held in a trust since May 2026.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	421 W DAVENPORT ST, ELDRIDGE, IA 52748-1138
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage HL MORTGAGE LLC
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE
Dec 19, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	202610051
Prior Transfer Date	Nov 28, 2025
Prior Transfer Doc	2025024936
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 W DAVENPORT ST, ELDRIDGE, IA 52748-1138

Mortgage

Document Number	2025015581
Date	Aug 12, 2025
Instrument	2025-015581

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	123 S MAIN ST, WHEATLAND, IA 52777

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 9, 2030

Interest

Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT IA
Recording Date	Apr 29, 2026
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Document Number	0000009157
Instrument Date	Apr 27, 2026
Instrument	20269157
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 W DAVENPORT ST, ELDRIDGE, IA 52748-1138

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	May 12, 2026
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Document Number	0000010051
Instrument Date	Apr 8, 2026
Instrument	2026.10051
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,541.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 E LECLAIRE RD, ELDRIDGE, IA 52748-1351

Mortgage

Document Number	0000010052,
Date	May 12, 2026
Instrument	2026..10052

Lender

Name	HL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	May 12, 2026
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Document Number	2026010051
Instrument Date	Apr 8, 2026
Instrument	202610051
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,541.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 E LECLAIRE RD, ELDRIDGE, IA 52748-1351

Mortgage

Document Number	0000010052,
Date	May 12, 2026
Instrument	202610052

Lender

Name	RUHL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT IA
Recording Date	Dec 19, 2025
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Document Number	2025024936
Instrument Date	Nov 28, 2025
Instrument	2025-024936
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 W DAVENPORT ST, ELDRIDGE, IA 52748-1138

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Mar 3, 2022
Property Address	313 N 6TH ST, ELDRIDGE, IA 52748-1109
Document Number	202200005634
Instrument Date	Feb 22, 2022
Instrument	202200005634
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1723 S 9TH AVE, ELDRIDGE, IA 52748-1802

Mortgage

Document Number	202200005637
Date	Mar 3, 2022
Instrument	202200005637

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 313 N 6th St was $3,272.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,272.00	$259,200 (-5.75%) Land $64,000 Building $195,200	$259,200 (-5.75%) Land $64,000 Building $195,200
2025	$3,272.00 (+4.01%)	$275,000 Land $64,000 Building $211,000	$275,000 Land $64,000 Building $211,000
2024	$3,146.00
2023		$245,400 Land $42,700 Building $202,700	$245,400 Land $42,700 Building $202,700
2022	$2,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 N 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 N 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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