Douglas County property record for 313 N 245th Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 3,134 sqft · built 2013 |
| Lot Size | 0.754 acres (32,868 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $185,000 (Jun 2012) |
| Tax Bill | $18,100 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R2524500584 |
| Primary APN | R2524500584 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,134 sqft Living Area |
| Basement Area | 3,421 sqft |
| Finished Basement | 2,795 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,868 sqft (0.754 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Attached |
| Garage Area | 2,002 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 860 sqft |
| Deck Area | 204 sqft |
| Patio Area | 624 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500584 |
|---|---|
| Street Address | 313 N 245TH CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 238 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 238 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
The current owner of 313 N 245th Cir bought it in June 2012.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 313 N 245TH CIR, WATERLOO, NE 68069-4846 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2012 · Amount on File |
| Deed Sale | Jun 20, 2012 · Amount on File |
| Deed Document Number | 0201259852 |
| Deed Book / Page | 2012 / 59852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 313 N 245TH CIR, WATERLOO, NE 68069-4846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028840 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020028840 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,464,000 Land $253,200 Building $1,210,800 | $1,464,000 Land $253,200 Building $1,210,800 | |
| 2024 | $18,100.00 (-5.68%) | ||
| 2023 | $19,191.00 (-10.09%) | $1,189,600 Land $253,200 Building $936,400 | $1,189,600 Land $253,200 Building $936,400 |
| 2022 | $21,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 N 245th Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 N 245th Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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