313 N 1st St, Lamar, CO 81052 Property Records

Prowers County property record for 313 N 1st St, Lamar, CO 81052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 987 sqft · built 1951
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Sep 2026)
Tax Bill	$447 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`231004211`

Property Details

APN / Parcel Number

Primary APN	`231004211`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	987 sqft Living Area
Gross Area	1,177 sqft
1st Floor Area	987 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Balcony Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 N 1ST ST
City	LAMAR
State	CO
Zip	81052-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND BLK DN 42.7' OF E2E2 OF LOT 3 & 42' N-S X 75' E-W OF W2E2 OF LOT 3 BEG IN NW COR E2 OF LOT 3 HIGHLAND BLK DN 42.7' O
Legal Subdivision	HIGHLAND
Legal Block	D
Legal Lot Number	3
Jurisdiction	PROWERS CO
Township / Civil Division	LAMAR
Census Block Group	1
Census Block	1051
Census Tract	200

Owner

Source: Prowers County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 N 1ST ST, LAMAR, CO 81052-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2026566543
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	0000532759
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Sep 18, 2026
Property Address	313 N 1ST ST, LAMAR, CO 81052-2503
Document Number	0000566543
Instrument Date	Sep 18, 2026
Instrument	2026566543
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,457.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 1ST ST, LAMAR, CO 81052-2503

Mortgage

Document Number	0000566544,
Date	Sep 18, 2026
Instrument	2026566544

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROWERS CO
Recording Date	Feb 18, 2022
Property Address	313 N 1ST ST, LAMAR, CO 81052-2503
Document Number	0000555962
Instrument Date	Feb 18, 2022
Instrument	555962
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 1ST ST, LAMAR, CO 81052-2503

Mortgage

Document Number	0000555963
Date	Feb 18, 2022
Instrument	555963

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Prowers County
Municipality	Lamar City
Unified School District	Lamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 (+529.58%)		$93,809 (+36.35%) Land $5,965 Building $87,844
2023	$71.00 (-15.48%)	$11,049 Land $2,406 Building $8,643	$68,798 Land $4,813 Building $63,985
2019	$84.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAMAR serves 7,500 people · EPA ID CO0150700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon, Viaero Wireless.

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