313 N 16th St, Mattoon, IL 61938 Property Records

Coles County property record for 313 N 16th St, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Apr 2023)
Tax Bill	$880 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1-03322-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-03322-000`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	160 ft deep x 47 ft wide

Location & Zoning

Street Address	313 N 16TH ST
City	MATTOON
State	IL
Zip	61938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF MATTOON BLK 82 LOT 3 NW 1/4 SEC 13 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	13
Legal Subdivision	ORIGINAL TOWN OF MATTOON
Legal Block	82
Legal Lot Number	3
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	1
Census Block	1025
Census Tract	300

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 N PINE ST, GAYS, IL 61928-9765
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Aug 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Apr 20, 2023	Executor's Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	2023806257
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	313 N 16TH ST, MATTOON, IL 61938
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300808552
Date	Sep 11, 2023
Instrument	202300808552

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 23, 2043

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	313 N 16TH ST, MATTOON, IL 61938
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 BROADWAY AVE, MATTOON, IL 61938-4122

Mortgage

Document Number	202300808037
Date	Aug 11, 2023
Instrument	202300808037

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.04%

April 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLES IL
Recording Date	Apr 20, 2023
Property Address	313 N 16TH ST, MATTOON, IL 61938
Document Number	202300806257
Instrument Date	Apr 18, 2023
Instrument	202300806257
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT DR, MATTOON, IL 61938-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N PINE ST, GAYS, IL 61928-9765
Mail Care Of	EVAN DRUMMOND
Investor	Possibly a Property Investor

Mortgage

Document Number	202300806258
Date	Apr 20, 2023
Instrument	202300806258

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+14.73%)	$11,099 (+23.42%) Land $1,468 Building $9,631	$33,297 (+23.42%) Land $4,404 Building $28,893
2023		$8,993 Land $1,189 Building $7,804	$26,979 Land $3,567 Building $23,412
2020	$767.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Verizon.

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