313 N 12th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 313 N 12th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,618 sqft · built 1983
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on Record
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-12-31-5050-00030-0070`

Property Details

APN / Parcel Number

Primary APN	`01-12-31-5050-00030-0070`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,618 sqft Heated Area
Gross Area	2,246 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.201 acres)
Lot Width	80 ft Width
Driveway	Driveway
Driveway Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	313 N 12TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMA VISTA SUBD BLOCK 3 LOT 7 OR 49 PG 43 OR BOOK 115 PAGE 231 OR BOOK 192 PAGE 578 OR 2423/221-DC OR 2423/329-DC OR 2441/13
Legal Range	31E
Legal Township	12S
Legal Section	01
Legal Subdivision	PALMA VISTA SUB
Legal Block	3
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1019
Census Tract	60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021
Deed Sale	Feb 10, 2021
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2021006858
Deed Book / Page	2525 / 713
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120

Mortgage

Document Number	0026621205
Date	Mar 1, 2022
Book Page	2662/1205
Instrument	2022010723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 10, 2021
Property Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Document Number	0025250713
Book / Page	2525 / 713
Map Reference	MB 5 PG 47
Instrument Date	Jan 30, 2021
Instrument	2021006858
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16531 PRAIRIE DR, 16531, TINLEY PARK, IL 60477-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 10, 2020
Property Address	313 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Document Number	0024750675
Book / Page	002475 / 000675
Instrument Date	Sep 3, 2020
Instrument	35924
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	711 S MICHIGAN AVE VILLA PARK IL 601812820, VILLA PARK, IL 60181-2820

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,623.00 (+5.63%) Homeowner's exemption	$382,733 (+5.99%)	$448,168 (+12.95%) Land $176,000 Building $272,168
2023	$6,270.00 (+2.6%) Homeowner's exemption	$361,114 (+3%)	$396,775 (+1.5%) Land $176,000 Building $220,775
2022	$6,111.00 Homeowner's exemption	$350,596	$390,928 Land $176,000 Building $214,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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