Chesapeake City property record for 313 Mobile Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,026 sqft · built 1997 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,028 (2025) |
| Deeds & Mortgages | Jun 2010 Mortgage Dec 2008 Mortgage + 2 more |
| APN | 0450000003260 |
| Primary APN | 0450000003260 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,026 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Upper Floors Area | 1,333 sqft |
| Attic | Attic |
| Attic Area | 494 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 217 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 252 sqft |
| Patio Area | 494 sqft |
| Balcony Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 MOBILE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | PAR B-1 SUB PAR B J M & L H REEVES PROP .500 AC |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 18, 2008 | Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK FSB |
| Aug 28, 2006 | Deed of Trust, Mortgage · Conventional Mortgage HOME CAPITAL INC |
| May 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0000012100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008123/583 |
|---|---|
| Date | Jun 1, 2010 |
| Book Page | 8123/583 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007667/405 |
|---|---|
| Date | Dec 18, 2008 |
| Book Page | 7667/405 |
| Name | COUNTRYWIDE BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Nov 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006711/528 |
|---|---|
| Date | Aug 28, 2006 |
| Book Page | 6711/528 |
| Name | HOME CAPITAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 13, 2026 |
| Property Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Document Number | 0000012100 |
| Book / Page | 10978 / 270 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202612100 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 MOBILE DR, CHESAPEAKE, VA 23323-3803 |
| Document Number | 0000012101, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 10978/274 |
| Instrument | 202612101 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,900 (+3.84%) Land $200,000 Building $316,900 | $516,900 (+3.84%) Land $200,000 Building $316,900 | |
| 2025 | $5,028.00 (+43.08%) | $497,800 (+18.44%) Land $175,800 Building $322,000 | $497,800 (+18.44%) Land $175,800 Building $322,000 |
| 2023 | $420,300 (+5.55%) Land $120,000 Building $300,300 | $420,300 (+5.55%) Land $120,000 Building $300,300 | |
| 2022 | $398,200 Land $105,000 Building $293,200 | $398,200 Land $105,000 Building $293,200 | |
| 2019 | $3,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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