St. Joseph County property record for 313 Middle St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,428 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,577 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-035-00 |
| Primary APN | 051-445-035-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 313 MIDDLE ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 37 1/2 FT OF LOTS 6-7 LYING E OF MIDDLE ST & N 37 1/2 FT OF LOTS 15-16 BLK 58 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADD |
| Legal Block | 58 |
| Legal Lot Number | 6-7,15 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 26, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 26, 2026 |
| Transfer Doc | 0000006310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 4, 2026 |
| Property Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Document Number | 0000006310 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20266310 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 10, 2021 |
| Property Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Document Number | 2021005074 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021005074 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7746 KINGSTON DR, 7746, PORTAGE, MI 49002-4329 |
| Name | Verified Name |
|---|---|
| Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 26, 2017 |
| Property Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
| Document Number | 1871/0681 |
| Book / Page | 1871 / 0681 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 E MICHIGAN AVE, 257, THREE RIVERS, MI 49093-1537 |
| Name | Verified Name |
|---|---|
| Address | 313 MIDDLE ST, THREE RIVERS, MI 49093-1649 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,600 (+7.49%) Land $4,400 Building $60,200 | $129,200 (+7.49%) Land $8,800 Building $120,400 | |
| 2025 | $1,577.00 (+13.37%) Homeowner's exemption | $60,100 (+28.14%) Land $4,400 Building $55,700 | $120,200 (+28.14%) Land $8,800 Building $111,400 |
| 2023 | $46,900 Land $2,800 Building $44,100 | $93,800 Land $5,600 Building $88,200 | |
| 2022 | $1,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1989–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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