Craven County property record for 313 Middle St, Apt D, New Bern, NC 28560
| Property Type | Condominium Development |
|---|---|
| Details | 1,476 sqft · built 1912 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $365,000 (Oct 2024) |
| Tax Bill | $2,843 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-002-C-4005 |
| Primary APN | 8-002-C-4005 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Building Area | 1,476 sqft Attic |
| 1st Floor Area | 1,476 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 1,742 sqft (0.04 acres) |
| Account Number | 126353 |
|---|---|
| Street Address | 313 MIDDLE ST, D |
| City | NEW BERN |
| State | NC |
| Zip | 28560-4970 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium Development |
| Legal Description | UNIT D MITCHELL CAYTON PH II 2ND FLOOR KRESS BUILDING |
| Legal Subdivision | MITCHELL-CAYTON BUILDING PHASE II |
| Legal Phase | II |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960900 |
313 Middle St, Apt D is held in a trust since July 2025.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 1, NEW BERN, NC 28563-0001 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Feb 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on File |
| Deed Sale | Oct 24, 2024 · Amount on File |
| Deed Document Number | 202410132785 |
| Deed Book / Page | 3816 / 864 |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 03844/1866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 313 MIDDLE ST APT D, D, NEW BERN, NC 28560-4970 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 811 N COOL AVE, NEW BERN, NC 28560-4034 |
| Document Number | 003873/734 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 3873/734 |
| Instrument | 10153775 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | 637 S LINCOLN BLVD, HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 313 MIDDLE ST APT D, D, NEW BERN, NC 28560-4970 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03562/1226 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 3562/1226 |
| Instrument | 10034310 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 313 Middle St, Apt D was $2,843, up 3.1% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,843.00 (+3.08%) | $283,640 (-) Land $20,000 Building $263,640 | $283,640 (-) Land $20,000 Building $263,640 |
| 2025 | $2,758.00 | $283,640 Land $20,000 Building $263,640 | $283,640 Land $20,000 Building $263,640 |
| 2023 | $2,717.00 (+32.86%) | $283,640 (+68.54%) Land $20,000 Building $263,640 | $283,640 Land $20,000 Building $263,640 |
| 2022 | $2,045.00 | $168,290 Land $25,000 Building $143,290 | |
| 2018 | $168,290 Land $25,000 Building $143,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 313 Middle St, Apt D in Zone X, an area of minimal flood risk, though there have been 414 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 Middle St, Apt D has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Optimum, T-Mobile.
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