313 Main St, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 313 Main St, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,435 sqft · built 1900
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2007)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELIO M:1 B:169 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:1 B:169 L`
Alternative APN	`86`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,435 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	830 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	86
Street Address	313 MAIN ST
City	ELIOT
State	ME
Zip	03903-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VD
Legal Block	169
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	1
Census Block	1007
Census Tract	37000

Owner

313 Main St is owned and occupied by two individuals who bought it in June 2007.

Source: York County and Eliot Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 MAIN ST, ELIOT, ME 03903-2285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 13, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2007 · Amount on File
Deed Sale	Jun 14, 2007 · Amount on File
Deed Book / Page	15182 / 900
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	313 MAIN ST, ELIOT, ME 03903-2285
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186690650
Date	May 19, 2021
Book Page	18669/650
Instrument	2021028683

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	313 MAIN ST, ELIOT, ME 03903-2285
Document Number	0177570837
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 MAIN ST ELIOT ME 039032285, ELIOT, ME 03903-2285

Mortgage

Document Number	0177570837
Date	Jul 20, 2018
Book Page	017757/000837
Instrument	27688

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 313 Main St was $3,078, down 0.2% from the year before.

Source: York County and Eliot Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (-0.23%)	$273,600 (+5.11%) Land $146,700 Building $126,900
2024	$3,085.00 (+3.52%)	$260,300 (+6.99%) Land $133,400 Building $126,900
2023	$2,980.00 (+3.65%)	$243,300 (+2.4%) Land $127,300 Building $116,000	$512,430
2022	$2,875.00	$237,600 Land $127,300 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KITTERY WATER DISTRICT serves 14,478 people · EPA ID ME0090790
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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