313 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 313 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1914
Lot Size	0.063 acres (2,749 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2018)
Tax Bill	$5,882 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00059-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00059-0000-00008`
Alternative APNs	`080005900008` `10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	540 sqft
Upper Floors Area	680 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Other
Lot Area	2,749 sqft (0.063 acres)
Lot Dimensions	110 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	10
Street Address	313 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU08
Legal Subdivision	TOWNSHIP/ BRADLEY BEACH
Legal Block	59
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2009
Census Tract	808201

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Nov 30, 2021	Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL
Sep 19, 2018	Grant Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jul 1, 2002 · Amount on Record
Deed Document Number	201892867
Deed Book / Page	9312 / 5652
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031

Mortgage

Document Number	0096189299
Date	Oct 7, 2022
Book Page	9618/9299
Instrument	2022101249

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095823858
Date	Mar 4, 2022
Book Page	9582/3858
Instrument	2022025783

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 30, 2021
Property Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Document Number	0095612657
Book / Page	9561 / 2657
Instrument Date	Oct 15, 2021
Instrument	2021171559
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 MAIN ST, 313, BRADLEY BEACH, NJ 07720-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 19, 2018
Property Address	313 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Document Number	0000092867
Book / Page	009312 / 005652
Instrument Date	Aug 4, 2018
Instrument	92867
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	84 MONMOUTH RD OAKHURST NJ 077551631, OAKHURST, NJ 07755-1631

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,300 (+7.93%) Land $403,800 Building $313,500	$717,300 (+7.93%) Land $403,800 Building $313,500
2025	$5,882.00 (+1.73%)	$664,600 (+60.61%) Land $346,200 Building $318,400	$664,600 (+60.61%) Land $346,200 Building $318,400
2024	$5,782.00 (+51.16%)
2023		$413,800 Land $269,800 Building $144,000	$413,800 Land $269,800 Building $144,000
2022	$3,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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