313 Main St, Ames, IA 50010 Property Records

Story County property record for 313 Main St, Ames, IA 50010

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,750 sqft · built 1923
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on Record
Last Sale$13,000 (Feb 2021)
Tax Bill$6,260 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-378-080

Property Details

APN / Parcel Number

Primary APN09-02-378-080

Interior

Stories2 Stories
Building Area3,750 sqft Gross Area
1st Floor Area2,500 sqft
Basement Area1,250 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeConcrete
Roof MaterialUrethane Foam
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
Deck Area1 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address313 MAIN ST
CityAMES
StateIA
Zip50010-6147
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeDSC
Legal DescriptionORIGINAL TOWN (AMES) BLOCK:10 LOT:24 AMES
Legal Range24W
Legal Township83N
Legal Section02
Legal SubdivisionORIGINAL TOWN (AMES)
Legal Block10
Legal Lot Number24
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4024
Census Tract900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ames Main Street Historic District
listed 2018 · 66 contributing resources · NRIS 100002399

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address313 MAIN ST, AMES, IA 50010-6147
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2021 · Amount on Record
Deed SaleFeb 17, 2021 · Amount on Record
Prior SaleMar 11, 2015 · Amount on Record
Deed Document Number20212049
Prior Transfer DateFeb 11, 2021
Prior Transfer Doc0000002049
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address313 MAIN ST, AMES, IA 50010-6147
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103205
DateMar 15, 2021
Instrument2021-03205
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 10, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,260.00 (+20.66%)$361,200 (+17.5%) Land $63,700 Building $297,500$361,200 (+17.5%) Land $63,700 Building $297,500
2024$5,188.00 (-12.19%)
2023$307,400 Land $75,200 Building $232,200$307,400 Land $75,200 Building $232,200
2022$5,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1990–2010)
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

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