313 Lodestone Dr, Durham, NC 27703 Property Records

Durham County property record for 313 Lodestone Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,570 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$339,000 (Dec 2024)
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0851-14-9675`

Property Details

APN / Parcel Number

Primary APN	`0851-14-9675`
Alternative APNs	`0851-14-96-7509` `085103149665` `162036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,570 sqft Heated Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	313 LODESTONE DR
City	DURHAM
State	NC
Zip	27703-6635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	STONE HILL ESTATES/PH:04/ LT#165 PL:000137-000114
Legal Subdivision	STONE HILL ESTATES
Legal Phase	4
Legal Lot Number	165
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	6
Census Block	6000
Census Tract	1811

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9128 FAWN HILL CT, RALEIGH, NC 27617-7768
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	2024119612
Deed Book / Page	10231 / 342
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	313 LODESTONE DR, DURHAM, NC 27703-6635
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097950177
Date	Oct 5, 2022
Book Page	9795/177
Instrument	2022039209

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	DURHAM, NC 27703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 13, 2021
Property Address	313 LODESTONE DR, DURHAM, NC 27703-6635
Document Number	0094280858
Book / Page	9428 / 858
Map Reference	MB 137 PG 113&114
Instrument Date	Aug 12, 2021
Instrument	2021041266
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 SMALLWOOD DR, 412, DURHAM, NC 27703-0410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 LODESTONE DR, DURHAM, NC 27703-6635

Mortgage

Document Number	2021041267
Date	Aug 13, 2021
Instrument	2021041267

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Sep 1, 2036
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	313 LODESTONE DR, DURHAM, NC 27703-6635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL INSURAN CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087240908
Date	Aug 12, 2019
Book Page	8724/908
Instrument	2019028425

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00	$348,694 (-) Land $106,200 Building $242,494	$348,694 (-) Land $106,200 Building $242,494
2025	$3,543.00 (+2.52%)	$348,694 (+110.02%) Land $106,200 Building $242,494	$348,694 (+110.02%) Land $106,200 Building $242,494
2024	$3,456.00 (+58.97%)
2023	$2,174.00 (+2.35%)	$166,025 Land $29,425 Building $136,600	$166,025 Land $29,425 Building $136,600
2022	$2,124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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