313 Locust St N, Mabel, MN 55954 Property Records

Fillmore County property record for 313 Locust St N, Mabel, MN 55954

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,334 sqft · built 1927
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$33,000 (Jun 2020)
Tax Bill$1,530 (2026)
Deeds & MortgagesNov 2022 Refinance
Oct 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN02.0250.000

Property Details

APN / Parcel Number

Primary APN02.0250.000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,334 sqft Heated Area
Gross Area984 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address313 LOCUST ST N
CityMABEL
StateMN
Zip55954-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS ADDITION LOT-005 BLOCK-001 LOT 5 JOHNSON ADD
Legal SubdivisionJOHNSONS ADDITION
Legal Block1
Legal Lot Number5
JurisdictionFILLMORE MN
Township / Civil DivisionMABEL
Census Block Group4
Census Block4010
Census Tract960600

Owner

313 Locust St N is owned and occupied by an individual who bought it in June 2020.

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address313 LOCUST ST N, MABEL, MN 55954-3026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ALTRA FEDERAL CREDIT UNION
Oct 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF THE WEST
Jan 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ALTRA FEDERAL CREDIT UNION
Jun 19, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
F&M COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2020 · Amount on File
Deed SaleJun 19, 2020 · Amount on File
Deed Document Number2020427244
Prior Transfer DateFeb 7, 2011
Prior Transfer Doc0000382780
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address313 LOCUST ST N, MABEL, MN 55954-3026
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440410
DateNov 2, 2022
Instrument440410
Lender
NameALTRA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2037

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address313 LOCUST ST N, MABEL, MN 55954-3026
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000423795
DateOct 15, 2019
Instrument423795
Lender
NameBANK OF THE WEST
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueNov 1, 2044

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address313 LOCUST ST N, MABEL, MN 55954-3026
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436615
DateJan 19, 2022
Instrument436615
Lender
NameALTRA FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateJun 19, 2020
Property Address313 LOCUST ST N, MABEL, MN 55954-3026
Document Number0000427244
Instrument DateJun 15, 2020
Instrument427244
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 LOCUST ST N, MABEL, MN 55954-3026

Mortgage

Document Number0000427245
DateJun 19, 2020
Instrument427245
Lender
NameF&M COMMUNITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 313 Locust St N was $1,530 with a homeowner's exemption.

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityMabel City
Unified School DistrictMabel-Canton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,530.00 Homeowner's exemption$155,500 (+32.91%) Land $15,600 Building $139,900$155,500 (+32.91%) Land $15,600 Building $139,900
2025$117,000 Land $10,000 Building $107,000$117,000 Land $10,000 Building $107,000
2023$120,700 Land $10,000 Building $110,700$120,700 Land $10,000 Building $110,700
2020$1,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Locust St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1998–2017)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2017 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 Locust St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMabel
serves 715 people · EPA ID MN1230007
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Mabel Cooperative Telephone Company
Fiber
200 / 40
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Locust St N

Nearby Streets

Search Property Records by Address or Parcel Number