313 Lark Ave, Sebring, FL 33870 Property Records

Highlands County property record for 313 Lark Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,601 sqft · built 1990
Lot Size	0.348 acres (15,187 sqft)
Owner	Individual Name on File
Tax Bill	$461 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C264802000002020`

Property Details

APN / Parcel Number

Primary APN	`C264802000002020`
Alternative APN	`C-26-34-28-020-0000-2020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	2,101 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,187 sqft (0.348 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	614 sqft
Fence	Fence
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C264802000002020
Street Address	313 LARK AVE
City	SEBRING
State	FL
Zip	33870-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6 PG 2 LOT 202 + W 1/2 LOT 201
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	202
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2013
Census Tract	960602

Owner

313 Lark Ave is owned and occupied by an individual who acquired it in July 2023.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	313 LARK AVE, SEBRING, FL 33870-8532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 20, 2023	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 13, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Sep 5, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020
Deed Sale	May 18, 2020
Prior Sale	May 18, 2020
Deed Document Number	0001985978
Deed Book / Page	002753 / 001308
Last Transfer Date	Jul 20, 2023
Transfer Doc	0002160989
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LARK AVE, SEBRING, FL 33870-8532

Mortgage

Document Number	0002291396
Date	Dec 11, 2025
Book Page	3162/409
Instrument	2291396

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 20, 2023
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Document Number	0002160989
Book / Page	2987 / 1974
Map Reference	MB 6 PG 2
Instrument Date	Jun 22, 2023
Instrument	2160989
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 LARK AVE, SEBRING, FL 33870-8532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 LARK AVE, SEBRING, FL 33870-8532
Investor	Possibly a Property Investor

Mortgage

Document Number	0029871979
Date	Jul 20, 2023
Instrument	2987/1979

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002035523
Date	May 21, 2021
Book Page	2825/99
Instrument	2035523

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 18, 2020
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Document Number	0001985978
Book / Page	002753 / 001308
Instrument Date	May 7, 2020
Instrument	1985978
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 LARK AVE SEBRING FL 338708532, SEBRING, FL 33870-8532

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Document Number	0001952626
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 LARK AVE SEBRING FL 338708532, SEBRING, FL 33870-8532

Mortgage

Document Number	0001952626
Date	Aug 19, 2019
Book Page	002708/000176
Instrument	1952626

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 5, 2018
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Document Number	0001910347
Book / Page	002654 / 000620
Instrument Date	Sep 4, 2018
Instrument	1910347
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 LARK AVE SEBRING FL 338708532, SEBRING, FL 33870-8532

Mortgage

Document Number	1910348
Date	Sep 5, 2018
Book Page	002654/000622
Instrument	1910348

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	313 LARK AVE, SEBRING, FL 33870-8532
Document Number	0001841454
Book / Page	002565 / 000094
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	313 LARK AVE SEBRING FL 338708532, SEBRING, FL 33870-8532

Mortgage

Document Number	0001841454
Date	Feb 6, 2017
Book Page	002565/000094
Instrument	1841454

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,286	$282,158 Land $27,843 Building $254,315
2024	$461.00 (+8.73%)
2023	$424.00 (+4.69%) Disabled Person's exemption Veteran's exemption	$182,368 (+3%)	$280,184 (+19.69%) Land $22,275 Building $257,909
2022	$405.00 Disabled Person's exemption Veteran's exemption	$177,056	$234,082 Land $16,707 Building $217,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Lark Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Lark Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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