313 Lake St, Howell, MI 48843 Property Records

Livingston County property record for 313 Lake St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,354 sqft · built 1865
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2015)
Tax Bill	$6,099 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-36-103-036`

Property Details

APN / Parcel Number

Primary APN	`17-36-103-036`
Alternative APN	`471736103036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,354 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	648 sqft
Unfinished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Wood Siding
Roof Type	Hip
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	185 ft deep x 61.7 ft wide
Porch	Porch
Porch Area	91 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	313 LAKE ST
City	HOWELL
State	MI
Zip	48843-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 36 T3N R4E CITY OF HOWELL UNPLATTED PARCELS COM AT NE COR OF LOT 39 THOMPSONS ADD.. TH S68E 87 FT, N12E 196.4 FT TO S
Legal Range	04E
Legal Township	03N
Legal Section	36
Legal Subdivision	THOMPSONS ADD
Legal Tract	725000
Legal Lot Number	39
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	6
Census Block	6040
Census Tract	725000

Owner

313 Lake St is owned and occupied by two individuals who bought it in October 2015.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 LAKE ST, HOWELL, MI 48843-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI HALL FIN'L
Nov 22, 2017	Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on File
Deed Sale	Oct 16, 2015 · Amount on File
Prior Sale	Jan 20, 2005 · Amount on File
Deed Document Number	201532728
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	313 LAKE ST, HOWELL, MI 48843-1617
Document Number	0000036130
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 LAKE ST HOWELL MI 488431617, HOWELL, MI 48843-1617

Mortgage

Document Number	0000036130
Date	Oct 13, 2020
Instrument	36130

Lender

Name	HALL FIN'L
Type	Funding / Finance Company
Address	TROY, MI 48084

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 22, 2017
Property Address	313 LAKE ST, HOWELL, MI 48843-1617
Document Number	0000034399
Instrument Date	Nov 13, 2017
Instrument	34399
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	LIVINGSTON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,657.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7985 BRIGHTON RD BRIGHTON MI 481161307, BRIGHTON, MI 48116-1307

Mortgage

Document Number	34391
Date	Nov 22, 2017
Instrument	34391

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 313 Lake St was $6,099 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,800	$371,600
2025	$6,099.00
2023		$163,400
2021			$326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Lake St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ACD.net Fiber	10,000 / 10,000
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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