Bay County property record for 313 King St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1923 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,900 (Apr 2004) |
| Tax Bill | $1,250 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-017-489-008-00 |
| Primary APN | 160-017-489-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 408 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 313 KING ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | LOT 1 BLK 3 KINGSBURGH ADD |
| Legal Subdivision | KINGSBURGH ADD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 286600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18571 W BRONCO TRL, WITTMANN, AZ 85361-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 13, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2004 · Amount on File |
| Deed Sale | Apr 5, 2004 · Amount on File |
| Prior Sale | Nov 3, 1997 · Amount on File |
| Deed Book / Page | 2192 / 335 |
| Last Transfer Date | Sep 6, 2019 |
| Transfer Doc | 201912393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 313 KING ST, BAY CITY, MI 48706-3720 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 313 KING ST, BAY CITY, MI 48706-3720 |
| Document Number | 0000013838 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 202513838 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 13, 2026 |
| Property Address | 313 KING ST, BAY CITY, MI 48706-3720 |
| Document Number | 0000000435 |
| Map Reference | LB 1 PG 77 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 202600435 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 KING ST, BAY CITY, MI 48706-3720 |
| Document Number | 0202513838 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 202513838 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 6, 2019 |
| Property Address | 313 KING ST, BAY CITY, MI 48706-3720 |
| Document Number | 0000012393 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 12393 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 KING ST BAY CITY MI 487063720, BAY CITY, MI 48706-3720 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,250.00 (+21.36%) Homeowner's exemption | $41,500 (+6.55%) | $83,000 (+6.55%) |
| 2025 | $1,030.00 (-15.16%) Homeowner's exemption | $38,950 (+32.71%) | $77,900 (+32.71%) |
| 2024 | $1,214.00 (+11.17%) | ||
| 2023 | $29,350 | $58,700 | |
| 2022 | $1,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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