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313 Kendall Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 313 Kendall Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 1993
Lot Size0.273 acres (11,879 sqft)
OwnerIndividual Name on File
Tax Bill$819 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-09-687041-000290

Property Details

APN / Parcel Number

Primary APN26-29-09-687041-000290
Alternative APNs
  • 092926687041000290
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,303 sqft
1st Floor Area1,677 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area11,879 sqft (0.273 acres)
Lot Dimensions132 ft deep x 90 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room
Porch Area214 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address313 KENDALL DR
CityWINTER HAVEN
StateFL
Zip33884-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE PHASE ONE PB 73 PG 41 LOT 29
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionCEDAR COVE PHASE ONE
Legal Phase1
Legal Tract687041
Legal Block1
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1049
Census Tract14600

Owner

313 Kendall Dr is owned and occupied by an individual.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address313 KENDALL DR, WINTER HAVEN, FL 33884-2817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address313 KENDALL DR, WINTER HAVEN, FL 33884-2817
Document Number0114092115
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 KENDALL DR WINTER HAVEN FL 338842817, WINTER HAVEN, FL 33884-2817

Mortgage

Document Number0114092115
DateOct 12, 2020
Book Page011409/002115
Instrument214870
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 11, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 313 Kendall Dr was $819 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,061 (+2.7%)$251,227 (-0.24%) Land $33,000 Building $218,227
2025$819.00 Homeowner's exemption$102,299$251,823 Land $33,000 Building $218,823
2023$1,367.00 (+7.3%) Homeowner's exemption$96,520 (+3%)$255,185 (+4.28%) Land $32,000 Building $223,185
2022$1,274.00 Homeowner's exemption$93,709$244,700 Land $27,000 Building $217,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Kendall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Kendall Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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