313 Katie St, Milton, FL 32583 Property Records

Santa Rosa County property record for 313 Katie St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 448 sqft · built 1978
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Feb 2018)
Tax Bill	$501 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-2S-28-1450-00000-0210`

Property Details

APN / Parcel Number

Primary APN	`03-2S-28-1450-00000-0210`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	448 sqft Heated Area
Gross Area	928 sqft
1st Floor Area	448 sqft
Utility Area	60 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	1,500 ft deep x 800 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	032S281450000000210
Street Address	313 KATIE ST
City	MILTON
State	FL
Zip	32583-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARCON LOT 21 AS DES IN OR 3702 PG 233
Legal Range	28W
Legal Township	02S
Legal Section	03
Legal Subdivision	GARCON
Legal Lot Number	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1034
Census Tract	10710

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 KATIE ST, MILTON, FL 32583-7317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage JERRY L BAUER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	May 21, 2002 · Amount on Record
Deed Document Number	201805828
Deed Book / Page	3702 / 0233
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	313 KATIE ST, MILTON, FL 32583-7317
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 KATIE ST, MILTON, FL 32583-7317

Mortgage

Document Number	0044211453
Date	Aug 4, 2023
Book Page	4421/1453
Instrument	202335165

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	313 KATIE ST, MILTON, FL 32583-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038331745
Date	May 30, 2019
Book Page	3833/1745
Instrument	201922357

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 15, 2018
Property Address	313 KATIE ST, MILTON, FL 32583-7317
Document Number	0037020233
Book / Page	003702 / 000233
Instrument Date	Feb 13, 2018
Instrument	5828
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 KATIE ST MILTON FL 325837317, MILTON, FL 32583-7317

Mortgage

Document Number	37020235
Date	Feb 15, 2018
Book Page	003702/000235
Instrument	5829

Lender

Name	JERRY L BAUER
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$501.00 (+71.58%) Homeowner's exemption Senior Citizen's exemption	$71,444 (+3%)	$118,168 (+13.62%) Land $88,000 Building $30,168
2023	$292.00 (+2.1%) Homeowner's exemption Senior Citizen's exemption	$69,363 (+3%)	$104,002 (+17.7%) Land $76,000 Building $28,002
2022	$286.00 Homeowner's exemption Senior Citizen's exemption	$67,343	$88,363 Land $60,000 Building $28,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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