Carteret County property record for 313 Joan Ct, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,768 sqft · built 1993 |
| Lot Size | 0.683 acres (29,795 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $275,000 (Aug 2011) |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 7336.03.13.5798000 |
| Primary APN | 7336.03.13.5798000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,768 sqft Heated Area |
| Gross Area | 2,506 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cottage |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,795 sqft (0.683 acres) |
| Lot Dimensions | 292 ft deep x 110 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 29 sqft |
| Patio Area | 29 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 56760 |
|---|---|
| Street Address | 313 JOAN CT |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L15 HARBOR POINT EAST |
| Legal Subdivision | HARBOR POINT EAST SUB |
| Legal Lot Number | 15 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970103 |
Source: Carteret County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 313 JOAN CT, BEAUFORT, NC 28516-7231 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on Record |
| Deed Sale | Aug 11, 2011 · Amount on Record |
| Deed Document Number | 0000138394 |
| Deed Book / Page | 1383 / 94 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 313 JOAN CT, BEAUFORT, NC 28516-7231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0015720111 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 1572/111 |
| Instrument | 1572111 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 313 JOAN CT, BEAUFORT, NC 28516-7231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016020192 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 1602/192 |
| Instrument | 1602192 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 313 JOAN CT, BEAUFORT, NC 28516-7231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016570346 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 1657/346 |
| Instrument | 1657346 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carteret County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 (+4.71%) | $511,270 (+20.06%) Land $95,412 Building $415,858 | $511,270 (+20.06%) Land $95,412 Building $415,858 |
| 2023 | $425,858 Land $208,692 Building $217,166 | $425,858 Land $208,692 Building $217,166 | |
| 2022 | $1,827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 170 (1985–2025) |
| Claims Outside the SFHA | 1 of 170 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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